Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–67 results in Jacksonville, FL metro
- First Federal BankCertificate of DepositCD · 18 months · $1,000 min · 1.05%–1.07% by balance
Bank · 5 branches
1.05%APY$158 over 18 months on $10,000Requirements
Product: Terms range from 30 days to 5 years. Automatic renewal at the end of the term. Penalty applies if withdrawn before maturity. Compounded interest can be credited to CD or another First Federal account.
Offer: For Certificate of Deposit greater than 91 days, interest will compound and credit quarterly.
Effective Oct 25, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 1.05% $10,000 – $25,000Your amount 1.05% $25,000 – $50,000 1.05% $50,000 – $100,000 1.06% $100,000 and up 1.07% Rate checked
More details - RadiFi Credit UnionPersonal Goal Longer-Term Variable Rate Certificates (36 month or 60 month terms)CD · 36–60 months · $0 min · 0.75%–1.00% by balance
Credit union · 8 branches
1.00%APYRequirements
Product: APY is effective as of 10/1/2026. Variable rate. Longer-term variable rate personal goal savings certificates available for 36 month or 60 month terms. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Variable rate.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Goal Longer-Term Variable Rate Certificates (36 month or 60 month terms) Balance APY Up to $2,500 0.75% $2,501 – $5,000 0.85% $5,001 – $7,500 0.90% Over $7,500Your amount 1.00% Rate checked
More details - RadiFi Credit UnionPersonal Goal Short Term Certificates (12 or 18 month term)CD · 12–18 months · $0 min · 0.50%–0.75% by balance
Credit union · 8 branches
0.75%APYRequirements
Product: Short term personal goal savings certificates available for 12 or 18 month terms. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
0.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Personal Goal Short Term Certificates (12 or 18 month term) Balance APY Up to $500 0.50% $501 – $1,000 0.60% $1,000 – $1,500 0.75% Over $1,500Your amount 0.75% Rate checked
More details - 0.55%APY$222 over 48 months on $10,000intro rate
Requirements
Product: Certificates of Deposit earn a fixed interest rate compounded daily and paid monthly. Early withdrawals are subject to penalty. Personal minimum opening balance is $2,000.
Promotional rate · 0.55% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Jacksonville, FL metro
370 CDs at 32 banks and credit unions · checked Oct 6–22
- Typical
- 3.25%
- Top 10% from
- 4.03%
- Banks, typical
- 0.93%
- Credit unions, typical
- 3.55%
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Jacksonville, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Jax Fire Credit UnionCredit union · 1 branch
- JM Associates FCUCredit union · 2 branches
- SUMA Federal Credit UnionCredit union · 1 branch