Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Jacksonville, FL metro
- RadiFi Credit Union36-Month Term CertificateCD · 36 months · $500 min · 3.35%–3.55% by balance
Credit union · 8 branches
3.35%APY$1,039 over 36 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
3.30% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 36-Month Term Certificate Balance APY $500 – $2,500 3.35% $2,500 – $25,000Your amount 3.35% $25,000 – $50,000 3.35% $50,000 – $100,000 3.40% $100,000 – $250,000 3.45% $250,000 – $500,000 3.45% $500,000 – $750,000 3.45% $750,000 – $1,000,000 3.55% $1,000,000 and up 3.55% Rate checked
More details - RadiFi Credit Union48-Month Term CertificateCD · 48 months · $500 min · 3.35%–3.85% by balance
Credit union · 8 branches
3.35%APY$1,409 over 48 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
3.30% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 48-Month Term Certificate Balance APY $500 – $2,500 3.35% $2,500 – $25,000Your amount 3.35% $25,000 – $50,000 3.35% $50,000 – $100,000 3.45% $100,000 – $250,000 3.50% $250,000 – $500,000 3.55% $500,000 – $750,000 3.75% $750,000 – $1,000,000 3.85% $1,000,000 and up 3.85% Rate checked
More details - RadiFi Credit Union60-Month Term CertificateCD · 60 months · $500 min · 3.35%–3.80% by balance
Credit union · 8 branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
3.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 60-Month Term Certificate Balance APY $500 – $2,500 3.35% $2,500 – $25,000Your amount 3.35% $25,000 – $50,000 3.35% $50,000 – $100,000 3.50% $100,000 – $250,000 3.55% $250,000 – $500,000 3.70% $500,000 – $750,000 3.70% $750,000 – $1,000,000 3.80% $1,000,000 and up 3.80% Rate checked
More details - RadiFi Credit Union6-Month Term CertificateCD · 6 months · $500 min · 3.30%–3.70% by balance
Credit union · 8 branches
3.30%APY$164 over 6 months on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
3.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 6-Month Term Certificate Balance APY $500 – $2,500 3.30% $2,500 – $25,000Your amount 3.30% $25,000 – $50,000 3.30% $50,000 – $100,000 3.40% $100,000 – $250,000 3.50% $250,000 – $500,000 3.55% $500,000 – $750,000 3.60% $750,000 – $1,000,000 3.65% $1,000,000 and up 3.70% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 24-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.20%APY$991 over 36 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 36-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.05%APY$1,277 over 48 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 48-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 60-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Not listed on the main CD rates landing page.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - RadiFi Credit Union3-Month Term CertificateCD · 3 months · $500 min · 2.90%–3.25% by balance
Credit union · 8 branches
2.90%APY$72 over 3 months on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
2.86% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 3-Month Term Certificate Balance APY $500 – $2,500 2.90% $2,500 – $25,000Your amount 2.90% $25,000 – $50,000 2.90% $50,000 – $100,000 3.00% $100,000 – $250,000 3.00% $250,000 – $500,000 3.00% $500,000 – $750,000 3.00% $750,000 – $1,000,000 3.15% $1,000,000 and up 3.25% Rate checked
More details - RadiFi Credit Union18-Month Term CertificateCD · 18 months · $500 min · 2.70%–3.05% by balance
Credit union · 8 branches
2.75%APY$415 over 18 months on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
2.67% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 18-Month Term Certificate Balance APY $500 – $2,500 2.70% $2,500 – $25,000Your amount 2.75% $25,000 – $50,000 2.80% $50,000 – $100,000 2.90% $100,000 – $250,000 3.05% $250,000 – $500,000 3.05% $500,000 – $750,000 3.05% $750,000 – $1,000,000 3.05% $1,000,000 and up 3.05% Rate checked
More details - RadiFi Credit Union12-Month Term CertificateCD · 12 months · $500 min · 2.65%–4.05% by balance
Credit union · 8 branches
2.70%APY$270 over 1 year on $10,000Requirements
Product: APY is effective as of 10/1/2026. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier.
2.62% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 12-Month Term Certificate Balance APY $500 – $2,500 2.65% $2,500 – $25,000Your amount 2.70% $25,000 – $50,000 2.75% $50,000 – $100,000 2.85% $100,000 – $250,000 3.85% $250,000 – $500,000 3.90% $500,000 – $750,000 3.95% $750,000 – $1,000,000 4.00% $1,000,000 and up 4.05% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 39 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Jacksonville, FL metro
370 CDs at 32 banks and credit unions · checked Oct 6–22
- Typical
- 3.25%
- Top 10% from
- 4.03%
- Banks, typical
- 0.93%
- Credit unions, typical
- 3.55%
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Jacksonville, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Jax Fire Credit UnionCredit union · 1 branch
- JM Associates FCUCredit union · 2 branches
- SUMA Federal Credit UnionCredit union · 1 branch