Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–26 results in Hutchinson, KS metro
- 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Membership required. Minimum $500 to open. Dividends paid monthly. Penalties may apply for early withdrawal. Funds in excess of $250,000 may be discounted and/or require special approval.
3.45% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Minimum of $100 to open. Add-ons allowed anytime with deposits of $10 or more. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Minimum amount to add on $10.
3.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - Credit Union of AmericaSave to Win Add-on CertificateCD · 12 months · $25 min
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Limit one Save to Win® certificate per primary member SSN. $25 penalty for first early withdrawal during certificate term; after second withdrawal certificate will be closed and member must wait six months to reopen. Minimum amount to add on $10. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Each $25 balance increase earns an entry into prize drawings up to $5,000 (up to 100 entries/month and 300 entries/quarter). Minimum add-on $10.
3.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Interest payment options available. Convenience of automatic renewal. Terms range from 30 days to 5 years with fixed, variable, or pop-up options. A penalty may be imposed for early withdrawal. Assumes interest will remain on deposit until maturity. Fees could reduce earnings.
Offer: 60 Month Fixed term. Fixed rates remain the same as at the time of account opening. Penalty for early withdrawal.
3.20% interest rate · Effective Oct 2, 2026
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More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 3.03%APY$775 over 30 months on $10,000
Requirements
Product: $500 minimum investment ($100 for youth accounts, $50 with automatic deposit). Add on anytime without resetting term or rate. Add-on minimum is $500 in person/phone ($100 for youth); no minimum for add-ons via online banking, direct deposit, or automatic transfer. Penalty for early withdrawal.
Offer: $500 minimum opening deposit ($50 with automatic deposit; $100 for youth accounts). Add funds anytime without extending term.
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 2.77%APY$562 over 24 months on $10,000
Requirements
Product: Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
2.75% interest rate · Effective Oct 5, 2026
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More details - 2.75%APY$702 over 30 months on $10,000
Requirements
Product: Eligible for one rate bump to the 24-month rate during the term. Minimum $2,500 to open. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Eligible for one rate bump to the 24-month certificate rate during the term.
2.72% interest rate · Effective Sep 29, 2026
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More details - 1.75%APY$353 over 24 months on $10,000
Requirements
Product: Dividends paid quarterly and compounded quarterly
Offer: Dividends paid quarterly and compounded quarterly
1.75% interest rate · Compounded quarterly · Effective Sep 3, 2024
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More details - Hutchinson Government Employees CUCertificates of DepositCD · 48 months · $2,500 min
Credit union · 1 branch
1.50%APY$615 over 48 months on $10,000Requirements
Product: Early withdrawals on time deposits may incur penalty.
1.50% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hutchinson, KS metro
100 CDs at 14 banks and credit unions · checked Oct 5–22
- Typical
- 3.00%
- Top 10% from
- 4.01%
- Banks, typical
- 2.89%
- Credit unions, typical
- 3.25%
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Hutchinson, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bell Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 1 branch
- Heartland Credit UnionCredit union · 5 branches