Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–6 results in Huron, SD metro
- Dakotaland Federal Credit UnionCertificate of DepositCD · 5 months · $500 min
Credit union · 3 branches
5.00%APY$205 over 5 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Members may do a rate change option one time to certificate terms 24, 36, 48 and 60 months (specials excluded) if the current market rate for the matching term increases. No maintenance fees. Dividends compounded quarterly (or paid out).
Offer: CD Special. Compounded quarterly.
Promotional rate · 4.91% interest rate · Compounded quarterly · Effective Sep 1, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.04%APY$404 over 1 year on $10,000
Requirements
Product: Fixed maturity date savings certificate earning a fixed rate. Automatically renews for the same term with a 10-day grace period following the renewal date. Substantial penalty imposed for withdrawals before maturity date (terms less than 1 year: 180 days dividends; terms 1 year or more: 365 days dividends). Penalty does not apply to early withdrawal due to death of an owner.
Effective Oct 4, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal on Share Certificates. The dividend rate and annual percentage yield may change after the account is opened for every dividend period as determined by the CU Board of Directors.
Offer: Youth – under 18. Dividends annually. Required minimum for share certificates, as shown above, to earn the annual percentage yield.
Effective Oct 9, 2023
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Huron, SD metro
48 CDs at 5 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 3.01%
- Top 10% from
- 4.01%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Huron, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dakotaland Federal Credit UnionCredit union · 3 branches