Credit union · NCUA insured
HB Telco FCU CD Rates
HB Telco FCU’s best CD rate is 3.25% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How HB Telco FCU’s CD rates compare
Compared with banks and credit unions near Huron, SD, where HB Telco FCU has the most branches. $10,000, best rate first.
This credit union’s best
HB Telco FCU
3.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $325
Share Certificate
Top rate
Dakotaland Federal Credit Union
5.00%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $205
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
3.25%APY · 1 term
Penalty may be imposed for early withdrawal on Share Certificates. The dividend rate and annual percentage yield may change after the account is opened for every dividend period as determined by the CU Board of Directors.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsDividends annually. Required minimum for share certificates, as shown above, to earn the annual percentage yield | — | 3.25% | 3.25% | $325 |
| 12 monthsYouth – under 18. Dividends annually. Required minimum for share certificates, as shown above, to earn the annual percentage yield | 3.25% | — | 3.25% | $325 |
Sources (1)
- hbtelcofcu.com/93-2 · captured Sep 19, 2026
Who can join HB Telco FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Centurylink in 20 surrounding counties.
- Membership is open to Girl Scouts of Nyoda Council sponsor group.
- Membership is open to Midstate Communications Cooperative sponsor group.
- Membership is open to NorthWestern Corporation sponsor group.
- Membership is open to Santel Communications Cooperative sponsor group.
- Membership is open to Venture Communications Cooperative sponsor group.
4 more ways to join
Military, government and schools
- Membership is open to Beadle and Kingsbury County employees.
- Membership is open to employees of City of Huron.
- Membership is open to State of South Dakota employees who work in Beadle County.
Family and household
- Membership is open to members of qualifying employees' immediate families.
Membership information collected October 4, 2026.