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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Houston, TX metro

  1. Light Commerce Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    1.50%APY$150 over 1 year on $10,000
  2. Light Commerce Credit UnionSave to Win CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    1.50%APY$150 over 1 year on $10,000
  3. IBEW Local 66 Federal Credit UnionCertificate of Deposit Special & Odd TermCD · 66 months · 1.11%–1.16% by balance

    Credit union · 1 branch

    1.11%APY$626 over 66 months on $10,000
  4. Galveston Government Employees Credit UnionCertificateCD · 24 months

    Credit union · 1 branch

    1.05%APY$211 over 24 months on $10,000
  5. Brentwood Baptist Federal Credit UnionShare Certificate (CD)CD · 24 months · $500 min

    Credit union · 1 branch

    1.00%APY$201 over 24 months on $10,000
  6. IBEW Local 66 Federal Credit UnionCertificate of DepositCD · 60 months · 1.00%–1.06% by balance

    Credit union · 1 branch

    1.00%APY$510 over 60 months on $10,000
  7. Met Tran Federal Credit Union30 Month CertificateCD · 30 months · up to $10,000

    Credit union · 1 branch

    0.90%APY$227 over 30 months on $10,000
  8. Port of Houston Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    0.85%APY$85 over 1 year on $10,000
  9. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 0.55%–0.60% by balance

    Credit union · 7 branches

    0.55%APY$278 over 60 months on $10,000
  10. Central BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 4 branches

    0.50%APY$50 over 1 year on $10,000
  11. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  12. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  13. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 59 branches

    0.35%APY$35 over 1 year on $10,000
  14. PIE Credit UnionCertificate AccountsCD · 24 months · $1,000 min

    Credit union · 1 branch

    0.30%APY$60 over 24 months on $10,000
  15. First National Bank Texas3 Month Fixed Rate CDCD · 3 months · $500 min · 0.25%–0.30% by balance

    Bank · 59 branches

    0.25%APY$6 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Houston, TX metro

944 CDs at 107 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.04%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate