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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 136–150 results in Houston, TX metro

  1. Resource One Credit UnionSave to Win® CertificateCD · 12 months · $25 min

    Credit union · 3 branches

    2.68%APY$268 over 1 year on $10,000
  2. The First State BankCDSCD · 24 months · $1,000 min

    Bank · 3 branches

    2.68%APY$543 over 24 months on $10,000
  3. Top Carrot, Carrot Score 93
    Chocolate Bayou Community Federal Credit UnionTerm Share CertificateCD · 12 months · $1,000 min · 2.53%–3.56% by balance

    Credit union · 4 branches

    2.53%APY$253 over 1 year on $10,000
  4. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 2 branches

    2.50%APYintro rate
  5. Shared Resources Credit UnionShare Certificate Account (CD)CD · 12 months · $10,000 min

    Credit union · 1 branch

    2.37%APY$237 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 92
    Chartway Credit UnionShare CertificatesCD · 12–17 months

    Credit union · 2 branches

    2.35%APY
  7. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 59 branches

    2.25%APY$225 over 1 year on $10,000
  8. FAA Federal Credit UnionShare CertificatesCD · 60 months · $500 min · 2.20%–2.30% by balance

    Credit union · 1 branch

    2.20%APY$1,149 over 60 months on $10,000
  9. BOK FinancialStandard CDCD · 4 months · $1,000 min

    Bank · 12 branches

    2.00%APY$66 over 4 months on $10,000
  10. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 59 branches

    2.00%APY$150 over 9 months on $10,000
  11. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 59 branches

    1.85%APY$92 over 6 months on $10,000
  12. Bayou City Federal Credit UnionTime Share Certificate (CD)CD · 6 months · $1,000 min · 1.85%–2.86% by balance

    Credit union · 2 branches

    1.85%APY$92 over 6 months on $10,000
  13. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 59 branches

    1.81%APY$365 over 24 months on $10,000
  14. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 134 branches

    1.76%APYwith conditions
  15. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 59 branches

    1.66%APY$858 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Houston, TX metro

944 CDs at 107 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.04%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate