Credit union · NCUA insured
FAA Federal Credit Union CD Rates
FAA Federal Credit Union’s best CD rate is 2.30% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How FAA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where FAA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FAA Federal Credit Union
2.20%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,149
Share Certificates
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
FAA Federal Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo1.10%
- 9–15 months9–15 mo1.70%
- 16–30 months16–30 mo1.88%
- 31–60 months31–60 mo2.20%
- QualifiedQualified2.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FAA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.20%APY · 9 terms
Fixed rates; higher rates by selecting longer term or higher balance tier. Early withdrawal penalty applies: 90 days dividends for terms of 1 year or less, 180 days dividends for terms greater than 1 year. NCUA insured up to $250,000. No setup or maintenance fees.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsTerm is 3 Month (91 days). Penalty for early withdrawal | 0.55% | 0.65% | 0.55%0.65% from $50k | $14 |
| 6 monthsTerm is 6 Month (183 days). Penalty for early withdrawal | 1.10% | 1.20% | 1.10%1.20% from $50k | $55 |
| 12 monthsTerm is 12 Month (365 days). Penalty for early withdrawal | 1.70% | 1.80% | 1.70%1.80% from $50k | $170 |
| 18 monthsTerm is 18 Month (548 days). Penalty for early withdrawal | 1.77% | 1.87% | 1.77%1.87% from $50k | $267 |
| 24 monthsTerm is 24 Month (730 days). Penalty for early withdrawal | 1.85% | 1.95% | 1.85%1.95% from $50k | $373 |
| 30 monthsTerm is 30 Month (913 days). Penalty for early withdrawal | 1.88% | 1.98% | 1.88%1.98% from $50k | $477 |
| 36 monthsTerm is 36 Month (1095 days). Penalty for early withdrawal | 1.90% | 2.00% | 1.90%2.00% from $50k | $581 |
| 48 monthsTerm is 48 Month (1460 days). Penalty for early withdrawal | 2.00% | 2.10% | 2.00%2.10% from $50k | $824 |
| 60 monthsTerm is 60 Month (1825 days). Penalty for early withdrawal | 2.20% | 2.30% | 2.20%2.30% from $50k | $1,149 |
Who can join FAA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of approved sponsored employee groups / partner companies are eligible for membership.
- Persons retired as pensioners or annuitants from eligible sponsor companies/employment list are eligible for membership.
Family and household
- Immediate family members of eligible company employees/members, and spouses of persons who died while within the field of membership, are eligible for membership.
Cost to join
- Opening a Members Savings Account upon approval of a Member Service Agreement is required to officially establish membership.
Membership information collected October 5, 2026.