Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Duluth, MN-WI metro
- 2.00%APY$50 over 3.033333333333333 months on $10,000
Requirements
Product: Time deposit account interest accrues daily and compounds quarterly. Minimum deposits starting at $1,000. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Term is 91 Days.
1.99% interest rate · Effective Oct 2, 2026
Rate checked
More details - Members Cooperative Credit UnionBasic 6 Month Share CertificateCD · 6 months · $1,000 min
Credit union · 5 branches
2.00%APY$100 over 6 months on $10,000Requirements
Product: Membership required. $1,000 minimum deposit to open an account. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. Early withdrawal penalty applies.
Effective Oct 16, 2026
Rate checked
More details - 2.00%APY$100 over 6 months on $10,000
2.00% interest rate · Effective Jul 31, 2024
Rate checked
More details - Northview Bank91 Day Certificate of DepositCD · 3 months · $1,000 min · 1.76%–2.02% by balance
Bank · 3 branches
1.76%APY$44 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
1.75% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 91 Day Certificate of Deposit Balance APY $1,000 – $11,000Your amount 1.76% $11,000 – $52,000 2.02% $52,000 – $96,000 2.02% $96,000 and up 2.02% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 7 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Members Cooperative Credit UnionBasic 3 Month Share CertificateCD · 3 months · $1,000 min
Credit union · 5 branches
1.25%APY$31 over 3 months on $10,000Requirements
Product: Membership required. $1,000 minimum deposit to open an account. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. Early withdrawal penalty applies.
Effective Oct 16, 2026
Rate checked
More details - 1.21%APY$493 over 48 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Dividends credited quarterly on CD anniversary date. Membership eligibility required.
1.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited number of deposits up to a maximum balance of $25,000. Provides 1 withdrawal without penalty before maturity. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate · Balance cap $25,000
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited deposits with no maximum on number or amount of deposits. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
- Northern State Bank of Virginia60 MONTH CERTIFICATECD · 60 months · $1,000 min · 0.70%–0.90% by balance
Bank · 2 branches
0.80%APY$406 over 60 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance calculation.
Offer: Daily balance.
0.70% interest rate · Effective Jun 25, 2026
Rate by balance
Rate by balance for 60 MONTH CERTIFICATE Balance APY $1,000 – $10,000 0.70% $10,000 – $25,000Your amount 0.80% $25,000 and up 0.90% Rate checked
More details - Northern State Bank of Virginia48 MONTH CERTIFICATECD · 48 months · $1,000 min · 0.55%–0.75% by balance
Bank · 2 branches
0.65%APY$263 over 48 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance calculation.
Offer: Daily balance.
0.55% interest rate · Effective Jun 25, 2026
Rate by balance
Rate by balance for 48 MONTH CERTIFICATE Balance APY $1,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.65% $25,000 and up 0.75% Rate checked
More details - Northern State Bank of Virginia36 MONTH CERTIFICATECD · 36 months · $1,000 min · 0.40%–0.50% by balance
Bank · 2 branches
0.45%APY$136 over 36 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance calculation.
Offer: Daily balance.
0.40% interest rate · Effective Jun 25, 2026
Rate by balance
Rate by balance for 36 MONTH CERTIFICATE Balance APY $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 and up 0.50% Rate checked
More details - Northern State Bank of Virginia12 MONTH CERTIFICATECD · 12 months · $1,000 min · 0.35%–0.45% by balance
Bank · 2 branches
0.40%APY$40 over 1 year on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance calculation.
Offer: Daily balance.
0.35% interest rate · Effective Jun 25, 2026
Rate by balance
Rate by balance for 12 MONTH CERTIFICATE Balance APY $1,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.45% Rate checked
More details - Northern State Bank of Virginia24 MONTH CERTIFICATECD · 24 months · $1,000 min · 0.35%–0.45% by balance
Bank · 2 branches
0.40%APY$80 over 24 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance calculation.
Offer: Daily balance.
0.35% interest rate · Effective Jun 25, 2026
Rate by balance
Rate by balance for 24 MONTH CERTIFICATE Balance APY $1,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.45% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Duluth, MN-WI metro
288 CDs at 30 banks and credit unions · checked Oct 6–22
- Typical
- 2.80%
- Top 10% from
- 4.00%
- Banks, typical
- 2.01%
- Credit unions, typical
- 2.97%
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Find your bank or credit union to see all its rates and how they compare near you.
Duluth, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harbor Pointe Credit UnionCredit union · 3 branches
- Northwoods Credit UnionCredit union · 4 branches
- North Star Credit UnionCredit union · 4 branches