Best CD rates and certificates

Requirements

Product: Early withdrawal penalty applies. Minimum deposit of $500. Non-promo certificates automatically renew into the same term. Certificate Specials renew at the non-promotional rate.

Offer: Renews at an 18-month non-promotional rate. Early withdrawal penalty applies.

Requirements

Product: $500 required to open a Certificate of Deposit, $100 for add-on CD, $100,000 for jumbo CD. Early withdrawal penalty may apply. Membership eligibility required.

Requirements

Offer: Early withdrawal penalty applies. Compounding and crediting posted quarterly.

Requirements

Product: 3 Month to 60 Month Term CD's Available. Substantial penalty on early withdrawal – Fees May Reduce Earnings. Call for all other terms/rates.

Offer: Quarterly compounding. Substantial penalty on early withdrawal – Fees May Reduce Earnings.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: $500 minimum deposit to open. Terms available from 6 months to 5 years. Early withdrawal penalty may apply. Fixed rates. No setup or maintenance fees. Dividends may be added back into the account, transferred to another credit union account, or mailed each month.

Requirements

Product: One deposit per term with a minimum of $1,000 may be added to the 14 & 30 month bump. Rate may be increased once during the term of the certificate to the current offering rate.

Offer: One deposit per term with a minimum of $1,000 may be added to the 14 & 30 month bump. Rate may be increased once during the term of the certificate to the current offering rate.

Requirements

Product: Dividends compounded monthly and remain on deposit until maturity. Early withdrawal penalty applies. Must open a savings account with a minimum deposit of $5.00 for credit union membership.

Requirements

Product: Access money or withdraw principal and interest without penalty on interest crediting dates (every 90 days) and the 7 days thereafter. Minimum opening balance $2,500.

Offer: Interest rate of 3.00% for 4th 90 days period. Full product term is 12 months.

Requirements

Product: Terms from 182 days to 5 years. Fixed rate for length of term. Penalty for early withdrawal. No setup or maintenance fees.

Requirements

Product: Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).

Requirements

Product: Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.

Requirements

Product: If rates rise, option to bump up to a higher rate once during the term. Penalty for early withdrawal. Minimum opening deposit $2,500.

Requirements

Product: No withdrawals permitted for first 7 days after opening. After 7 days, principal withdrawal permitted without penalty. Minimum opening balance $2,500.