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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Cincinnati, OH-KY-IN metro

  1. Top Carrot, Carrot Score 89
    Warsaw Federal24-Month CDCD · 24 months · $500 min

    Bank · 1 branch

    0.50%APY$100 over 24 months on $10,000
  2. Top Carrot, Carrot Score 89
    Warsaw Federal30-Month CDCD · 30 months · $500 min

    Bank · 1 branch

    0.45%APY$113 over 30 months on $10,000
  3. Top Carrot, Carrot Score 89
    Warsaw Federal48-Month CDCD · 48 months · $500 min

    Bank · 1 branch

    0.45%APY$181 over 48 months on $10,000
  4. Top Carrot, Carrot Score 89
    Warsaw Federal36-Month CDCD · 36 months · $500 min

    Bank · 1 branch

    0.40%APY$120 over 36 months on $10,000
  5. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 64 branches

    0.40%APY$202 over 60 months on $10,000
  6. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 64 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  7. Top Carrot, Carrot Score 89
    Warsaw FederalDirectSave CDCD · 6 months · $250 min

    Bank · 1 branch

    0.30%APY$15 over 6 months on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    Warsaw Federal18-Month CDCD · 18 months · $500 min

    Bank · 1 branch

    0.30%APY$45 over 18 months on $10,000
  9. Top Carrot, Carrot Score 89
    Warsaw Federal9-Month CDCD · 9 months · $500 min

    Bank · 1 branch

    0.25%APY$19 over 9 months on $10,000
  10. Top Carrot, Carrot Score 89
    Warsaw Federal12-Month CDCD · 12 months · $500 min

    Bank · 1 branch

    0.25%APY$25 over 1 year on $10,000
  11. Top Carrot, Carrot Score 87
    L&N Federal Credit UnionEasy Save CertificateCD · 12 months · $250 min

    Credit union · 2 branches

    0.25%APY$25 over 1 year on $10,000
  12. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 64 branches

    0.25%APY$126 over 60 months on $10,000
  13. Top Carrot, Carrot Score 89
    Warsaw Federal6-Month CDCD · 6 months · $500 min

    Bank · 1 branch

    0.20%APY$10 over 6 months on $10,000
  14. First Commonwealth BankCertificate of DepositCD · 60 months · $500 min

    Bank · 7 branches

    0.20%APY$100 over 60 months on $10,000
  15. Top Carrot, Carrot Score 89
    Warsaw Federal3-Month CDCD · 3 months · $500 min

    Bank · 1 branch

    0.10%APY$2 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH-KY-IN metro

650 CDs at 66 banks and credit unions · checked Oct 15–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.35%
Credit unions, typical
3.40%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate