Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–44 results in Bloomington, IL metro

  1. INBCD (5 year)CD · 60 months · $1,000 min · 1.85%–1.95% by balance

    Bank · 1 branch

    1.85%APY$960 over 60 months on $10,000
  2. INBCD (42 Mos)CD · 42 months · $1,000 min · 1.65%–1.75% by balance

    Bank · 1 branch

    1.65%APY$590 over 42 months on $10,000
  3. INBPremier CD (Rising Rate C)CD · 24 months · $1,000 min

    Bank · 1 branch

    1.53%APY$308 over 24 months on $10,000with conditions
  4. INBCD (2 year)CD · 24 months · $1,000 min · 1.45%–1.55% by balance

    Bank · 1 branch

    1.45%APY$292 over 24 months on $10,000
  5. Bank of SpringfieldCertificate of Deposit (CD)CD · 60 months · $1,000 min

    Bank · 1 branch

    1.41%APY$725 over 60 months on $10,000
  6. INBCD (1 year)CD · 12 months · $1,000 min · 1.25%–1.35% by balance

    Bank · 1 branch

    1.25%APY$125 over 1 year on $10,000
  7. INBCD (Rising Rate G)CD · 24 months · $1,000 min

    Bank · 1 branch

    1.22%APY$245 over 24 months on $10,000intro rate
  8. Bank of PontiacFunTimers FunRates CDsCD · 60 months · $500 min

    Bank · 1 branch

    1.10%APY$562 over 60 months on $10,000
  9. Bank of PontiacCertificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    1.10%APY$562 over 60 months on $10,000
  10. State Bank of Graymont365 Day Small Saver CDCD · 12 months · $200 min

    Bank · 1 branch

    1.00%APY$100 over 1 year on $10,000
  11. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 2 branches

    0.40%APY$202 over 60 months on $10,000
  12. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 2 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  13. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    0.25%APY$126 over 60 months on $10,000
  14. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bloomington, IL metro

297 CDs at 22 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
3.86%
Banks, typical
1.43%
Credit unions, typical
3.51%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Bloomington, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. State Farm Federal Credit UnionCredit union · 1 branch
  3. U of I Community Credit UnionCredit union · 2 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate