Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–104 results in Atlanta, GA metro
- 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - 1.90%APY$987 over 60 months on $10,000with conditions
Requirements
Product: Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. Penalty for early withdrawal. Dividends compounded daily, paid monthly.
Offer: With Your Choice Checking (requires full Direct Deposit or $8.99 monthly fee).
Qualified rate · 1.88% interest rate · Compounded daily · Balance cap $250,000 · Effective May 13, 2024
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 128 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Connex Credit UnionSave To Win Certificate of DepositCD · 12 months · $25 min
Credit union · 1 branch
1.50%APY$150 over 1 year on $10,000Requirements
Product: Must be 18 years of age or older. One Save to Win account per member. New or existing Connex Credit Union member in good standing. Minimum opening deposit $25. Share Certificate dividends are compounded daily and paid monthly. Early withdrawal penalty: one withdrawal allowed during the 12-month term with a $25.00 penalty assessed at time of withdrawal; if early withdrawal reduces principal below minimum balance or a second withdrawal is performed, the certificate will be closed with a $25 penalty.
Offer: Dividends compounded daily and paid monthly. Entry into monthly and quarterly cash prize drawings for deposits.
1.49% interest rate · Compounded daily
Rate checked
More details - 1.50%APY$277 over 22 months on $10,000
Requirements
Product: Bump rate certificate allows raising the interest rate to match a new, higher rate for the remainder of the term. Not available on IRAs. Penalty applies for early withdrawal. Fees may reduce earnings on an account.
Offer: Includes 1 rate bump.
Rate checked
More details - Farmers and Merchants BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min · 1.26%–2.78% by balance
Bank · 1 branch
1.26%APY$383 over 36 months on $10,000Requirements
Product: APY assumes interest is compounded and credited monthly and remains on deposit until maturity. Fixed rates. Early withdrawal penalty applies. Fees could reduce earnings.
1.25% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 1.26% $100,000 – $500,000 2.27% $500,000 and up 2.78% Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Online applicants must be 18 or older.
Offer: Term: 12 Month CD
1.24% interest rate · Effective Jun 16, 2026
Rate checked
More details - Coosa Valley Credit UnionShare Certificate AccountCD · 60 months · $500 min
Credit union · 5 branches
1.00%APY$510 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Account withdrawal limitations apply.
Offer: Fixed rate type. Dividends compounded and credited monthly. Account withdrawal limitations apply.
1.00% interest rate
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Atlanta, GA metro
712 CDs at 70 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 1.61%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Atlanta, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 12 branches
- MembersFirst Credit UnionCredit union · 10 branches
- American Pride BankBank · 1 branch