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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
Credit unions only

Top CD rates

Showing 1–15 of 266 results in Michigan

  1. Top Carrot, Carrot Score 87
    FreeStar Financial Credit Union18-Month SpecialCD · 18 months · $500 min

    Credit union · 8 branches

    5.25%APY$798 over 18 months on $10,000with conditions
  2. Diversified Members Credit UnionLegacy Certificate of DepositCD · 12 months · $5,000 min

    Credit union · 4 branches

    5.15%APY$515 over 1 year on $10,000
  3. Top Carrot, Carrot Score 87
    FreeStar Financial Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 8 branches

    5.00%APY$247 over 6 months on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    Frankenmuth Credit UnionLivestock CD SpecialCD · 8 months

    Credit union · 32 branches

    5.00%APY$331 over 8 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Dort Financial Credit UnionRelationship CertificateCD · 11 months · $5,000 min

    Credit union · 13 branches

    5.00%APY$457 over 11 months on $10,000with conditions
  6. Top Carrot, Carrot Score 95
    orsa credit union23-Month Share CertificateCD · 23 months · $10,000 min

    Credit union · 14 branches

    5.00%APY$980 over 23 months on $10,000intro rate
  7. Top Carrot, Carrot Score 97
    Directions Credit UnionCertificatesCD · 9 months · $500 min

    Credit union · 3 branches

    4.86%APY$362 over 9 months on $10,000intro rate
  8. Top Carrot, Carrot Score 89
    Dort Financial Credit UnionCertificate of Deposit (7-Month Limited-Time Offer)CD · 4 months · $5,000 min

    Credit union · 13 branches

    4.85%APY$159 over 4 months on $10,000intro rate
  9. Advia Credit UnionRegular CDCD · 11 months · $500 min

    Credit union · 19 branches

    4.76%APY$435 over 11 months on $10,000with conditions
  10. Top Carrot, Carrot Score 87
    Alpena Alcona Area Credit Union10-Month CD SpecialCD · 10 months · $500 min

    Credit union · 13 branches

    4.75%APY$394 over 10 months on $10,000
  11. Top Carrot, Carrot Score 88
    Gerber Federal Credit UnionShare CertificatesCD · 84 months · $1,000 min

    Credit union · 3 branches

    4.75%APY$3,838 over 84 months on $10,000
  12. Ignite Credit UnionCertificate SpecialsCD · 15 months · $50 min

    Credit union · 10 branches

    4.70%APY$591 over 15 months on $10,000intro rate
  13. Top Carrot, Carrot Score 95
    Chief Financial Credit UnionSpecial Share CertificatesCD · 18 months · $500 min

    Credit union · 4 branches

    4.65%APY$706 over 18 months on $10,000intro rate
  14. Top Carrot, Carrot Score 93
    Genisys Credit UnionCertificate SpecialsCD · 13 months · $500 min

    Credit union · 31 branches

    4.60%APY$499 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Peninsula Federal Credit UnionShare CertificatesCD · 15 months · $500 min

    Credit union · 4 branches

    4.60%APY$578 over 15 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,491 CDs at 164 banks and credit unions · checked Nov 6–7

Typical
3.39%
Top 10% from
4.18%
Credit unions, typical
3.39%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Great Lakes First Federal Credit UnionCredit union · 2 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate