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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
Credit unions only

Top CD rates

Showing 1–15 of 71 results in Kentucky

  1. Top Carrot, Carrot Score 96
    UK Credit UnionCertificate AccountsCD · 9 months · $1,000 min

    Credit union · 9 branches

    5.00%APY$373 over 9 months on $10,000intro rate
  2. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionWealth Development CertificateCD · 24 months · $5 min

    Credit union · 18 branches

    5.00%APY$1,025 over 24 months on $10,000
  3. Top Carrot, Carrot Score 91
    Louisville Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.50%APY$223 over 6 months on $10,000
  4. Kit Federal Credit UnionShare CertificatesCD · 15 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$566 over 15 months on $10,000
  5. Top Carrot, Carrot Score 96
    Abound Credit UnionCertificate AccountCD · 15 months · $500 min

    Credit union · 17 branches

    4.50%APY$566 over 15 months on $10,000intro rate
  6. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 18 branches

    4.50%APY$2,462 over 60 months on $10,000
  7. Top Carrot, Carrot Score 94
    Members Heritage CUTerm Share CertificatesCD · 60 months · $500 min

    Credit union · 5 branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    General Electric Credit UnionCertificatesCD · 60 months · $0 min

    Credit union · 2 branches

    4.40%APY$2,402 over 60 months on $10,000
  9. Liberty FCUCertificatesCD · 9 months · $1,000 min

    Credit union · 11 branches

    4.35%APY$325 over 9 months on $10,000intro rate
  10. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min

    Credit union · 18 branches

    4.35%APY$547 over 15 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Class Act Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 6 branches

    4.35%APY$1,363 over 36 months on $10,000intro rate
  12. Kemba Credit UnionCertificatesCD · 40 months · $500 min

    Credit union · 1 branch

    4.35%APY$1,525 over 40 months on $10,000intro rate
  13. Top Carrot, Carrot Score 91
    LG&E Co. Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 1 branch

    4.33%APY$214 over 6 months on $10,000
  14. Top Carrot, Carrot Score 87
    L&N Federal Credit UnionCertificatesCD · 9 months · $1,000 min

    Credit union · 22 branches

    4.25%APY$317 over 9 months on $10,000
  15. Y-12 Federal Credit UnionChoose Your Term Special Offer Share CertificateCD · 12 months · $500 min

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kentucky

415 CDs at 53 banks and credit unions · checked Nov 6–13

Typical
3.29%
Top 10% from
4.23%
Credit unions, typical
3.29%

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Abound Credit UnionCredit union · 17 branches
  2. UK Credit UnionCredit union · 9 branches
  3. Brown Forman Employees Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate