Compare Bank & Credit Union Rates
Best CD rates in Westerly, RI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–20 results in Westerly, RI
- Westerly Community Credit Union8 Month CD SpecialCD · 8 months · $500 min · 2.95%–3.45% by balance
Credit union · 2 branches
2.95%APY$196 over 8 months on $10,000intro rateRequirements
Product: Limited time offer.
Offer: A penalty will be imposed for early withdrawal.
Promotional rate · 2.91% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 8 Month CD Special Balance APY $500 – $25,000Your amount 2.95% $25,000 – $50,000 3.10% $50,000 – $100,000 3.30% $100,000 and up 3.45% Rate checked
More details - Westerly Community Credit Union11 Month CD SpecialCD · 11 months · $500 min · 2.85%–3.35% by balance
Credit union · 2 branches
2.85%APY$261 over 11 months on $10,000intro rateRequirements
Product: Limited time offer.
Offer: Minimum daily balance to earn APY is $500 to $24,999.99. A penalty will be imposed for early withdrawal.
Promotional rate · 2.81% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 11 Month CD Special Balance APY $500 – $25,000Your amount 2.85% $25,000 – $50,000 3.00% $50,000 – $100,000 3.20% $100,000 and up 3.35% Rate checked
More details - Westerly Community Credit UnionPremier 3 Month CD SpecialCD · 3 months · $500 min · 2.50%–3.00% by balance
Credit union · 2 branches
2.50%APY$62 over 3 months on $10,000with conditionsRequirements
Product: Features 1 penalty-free withdrawal and unlimited deposits. Requires a WCCU Checking Account at opening to receive the premier rate. If the checking requirement is not met, the traditional 3 month certificate of deposit interest rate, as listed on the website at the time of default, will be applied for the duration of the term. One penalty free withdrawal allowed during CD term, unless the withdrawal occurs within 6 days of initial deposit or within 6 days of a previous withdrawal.
Offer: Requires WCCU Checking Account at opening; minimum daily balance to earn APY is $500 to $24,999.99.
Qualified rate · 2.47% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier 3 Month CD Special Balance APY $500 – $25,000Your amount 2.50% $25,000 – $50,000 2.65% $50,000 – $100,000 2.85% $100,000 and up 3.00% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Westerly, RI
132 CDs at 7 banks and credit unions · checked Oct 4–22
- Typical
- 0.68%
- Top 10% from
- 3.35%
- Banks, typical
- 0.11%
- Credit unions, typical
- 2.85%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches