Compare Bank & Credit Union Rates
Best CD rates in Asheville, NC
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Asheville, NC
- 3.64%APY$180 over 6 months on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.64%APY$741 over 24 months on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.55%APY$176 over 6 months on $10,000
Requirements
Product: Dividends are paid at maturity and added to the balance of the CD. Automatically renewed unless previous arrangements have been made. A penalty may be imposed for early withdrawals.
Offer: Dividends are paid at maturity and added to the balance of the CD. Automatically renewed unless previous arrangements have been made. A penalty may be imposed for early withdrawals.
3.50% interest rate · Effective Jan 1, 2025
Rate checked
More details - 3.54%APY$536 over 18 months on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.60% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.54%APY$1,100 over 36 months on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.60% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Effective Jan 1, 2026
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More details - 3.49%APY$1,471 over 48 months on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.55% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.40%APY$1,820 over 60 months on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.35%APY$335 over 1 year on $10,000
Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.40% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.03%APY$150 over 6 months on $10,000
Requirements
Product: Dividends are paid at maturity and added to the balance of the CD. Automatically renewed unless previous arrangements have been made. A penalty may be imposed for early withdrawals.
Offer: Dividends are paid at maturity and added to the balance of the CD. Automatically renewed unless previous arrangements have been made. A penalty may be imposed for early withdrawals.
3.00% interest rate · Effective Jan 1, 2025
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.10%APY$643 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Balance cap $1,000,000 · Effective Oct 1, 2026
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More details - 2.01%APY$100 over 6 months on $10,000
2.00% interest rate · Effective Jan 1, 2025
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Asheville, NC
271 CDs at 18 banks and credit unions · checked Oct 4–22
- Typical
- 1.75%
- Top 10% from
- 4.08%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.65%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Asheville, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- State Employees' Credit UnionCredit union · 12 branches
- Self-Help Credit UnionCredit union · 3 branches