Compare Bank & Credit Union Rates
Best CD rates in Joplin, MO
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–22 results in Joplin, MO
- Great Plains FCUCertificatesCD · 6 months · $500 min · 3.04%–3.24% by balance
Credit union · 1 branch
3.24%APY$161 over 6 months on $10,000Requirements
Product: Standard CD early withdrawal penalties apply. Minimum balance required to earn dividends at applicable rate. Rates subject to change.
Offer: Minimum balance required to earn dividends at applicable rate.
Effective Sep 16, 2025
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 3.04% $10,000 and upYour amount 3.24% Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: No setup or maintenance fees. $1,000 minimum deposit to open. Early withdrawals subject to penalty (3 and 6 month terms penalty is 3 months interest; greater than 6 to 24 months penalty is 6 months interest; greater than 24 months penalty is 12 months interest).
Offer: Penalty for early withdrawal (12 months interest).
1.00% interest rate · Effective Apr 4, 2023
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Joplin, MO
103 CDs at 14 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 4.09%
- Banks, typical
- 0.95%
- Credit unions, typical
- 2.31%
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Joplin, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMB BankBank · 2 branches