Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 of 8 results in Cadillac, MI metro
- 4.50%APY$223 over 6 months on $10,000
Requirements
Product: $5.00 Savings Account required. Penalty for early withdrawal. Jumbo CD ($100,000 plus) rate bumps not available on CD Specials.
Offer: Limited time offer begins 10/26/26. Jumbo CD ($100,000 plus) rate bumps not available on CD Specials. Corresponding 4.41% APR.
4.41% interest rate · Effective Nov 6, 2026
Rate checked
More details - 3.95%APY$196 over 6 months on $10,000
Requirements
Product: Flexible maturities range from 1 month to 60 months. Automatic renewal standard. Interest calculated on daily balance. Subject to early withdrawal penalty.
3.89% interest rate · Effective Nov 2, 2026
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More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Accounts are available to Michigan residents. Limited to $250,000 per household. Penalty for early withdrawal.
Offer: Interest rate and APY are fixed for the term. Interest is paid at maturity. A penalty may be imposed for early withdrawal.
Balance cap $250,000 · Effective Oct 1, 2026
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More details - 3.56%APY$176 over 6 months on $10,000
- Wexford Community Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min
Credit union · 2 branches
3.00%APY$149 over 6 months on $10,000Requirements
Product: Membership required (established Regular Share Account). Dividend rate and APY will remain at the rate at which opened. Kept to maturity to gain full APY; early withdrawal penalties and fees may reduce earnings.
Effective Apr 17, 2026
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More details - 2.27%APY$113 over 6 months on $10,000
2 ways to earn 2.27%
Product: Quarterly compounding of interest. Early withdrawal penalty may apply. Options starting at $50 minimum deposit.
From $500: No conditions stated.
From $10,000: No conditions stated.
2.25% interest rate · Effective Aug 14, 2026
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More details - 1.00%APY$50 over 6 months on $10,000
Requirements
Product: $5.00 Savings Account required. Penalty for early withdrawal. Jumbo CD ($100,000 plus) rate bumps not available on CD Specials.
Effective Nov 6, 2026
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More details - 0.25%APYintro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers. No rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Standard rate. Terms 1, 3, 6, 9, 12, 18, 24, 36, 48, 60, 72 months.
Promotional rate · 0.25% interest rate · Balance cap $99,999.99 · Effective Nov 6, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay in Cadillac, MI metro
9 CDs at 7 banks and credit unions · checked Nov 6
- Typical
- 3.00%
- Top 10% from
- 4.06%
- Banks, typical
- 2.27%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cadillac, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Forest Area Federal Credit UnionCredit union · 4 branches