Skip to content

Compare Bank & Credit Union Rates

Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 136–150 results

  1. Top Carrot, Carrot Score 89
    Fort Worth City CUCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  2. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  3. Top Carrot, Carrot Score 93
    Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  4. Harvard Federal Credit UnionTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  5. Top Carrot, Carrot Score 89
    CU Hawaii Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  6. Top Carrot, Carrot Score 90
    Citizens Bank & Trust CompanyCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  8. Top Carrot, Carrot Score 92
    First Choice Financial Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.29%APY$1,343 over 36 months on $10,000
  9. Top Carrot, Carrot Score 91
    Greenfield Savings BankTraditional Certificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.28%APY$1,340 over 36 months on $10,000
  10. Top Carrot, Carrot Score 96
    Extra Credit UnionFixed-Rate CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.27%APY$1,335 over 36 months on $10,000
  11. Top Carrot, Carrot Score 88
    San Juan Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.27%APY$1,335 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    San Juan Credit UnionGrowth CertificateCD · 36 months · $10 min

    Credit union · Add a location to see nearby branches

    4.27%APY$1,335 over 36 months on $10,000
  13. Top Carrot, Carrot Score 95
    Federated Employees Credit UnionTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.26%APY$1,333 over 36 months on $10,000
  14. MyPoint Credit UnionMyTerm CDCD · 9–60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APYintro rate
  15. Top Carrot, Carrot Score 95
    Meadowland Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$1,330 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions