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Compare Bank & Credit Union Rates

Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 207 results in Iowa

  1. Top Carrot, Carrot Score 99
    Quorum Federal Credit UnionCertificate AccountCD · 36 months · $100 min

    Credit union · Opens accounts online nationwide

    4.90%APY$1,543 over 36 months on $10,000
  2. Top Carrot, Carrot Score 99
    Popular DirectPopular Direct Certificate of DepositCD · 36 months · $10,000 min

    Part of Popular Bank · Opens accounts online nationwide

    4.85%APY$1,527 over 36 months on $10,000
  3. Top Carrot, Carrot Score 99
    Synchrony BankCertificate of Deposit (CD)CD · 36 months · $0 min

    Bank · Opens accounts online nationwide

    4.65%APY$1,461 over 36 months on $10,000
  4. Top Carrot, Carrot Score 97
    Sallie MaeSallie Mae Certificates of Deposit (CDs)CD · 36 months · $2,500 min

    Bank · Opens accounts online nationwide

    4.60%APY$1,444 over 36 months on $10,000intro rate
  5. Top Carrot, Carrot Score 99
    Comenity Capital BankCertificate of DepositCD · 36 months · $1,500 min

    Bank · Opens accounts online nationwide

    4.60%APY$1,444 over 36 months on $10,000
  6. Nicolet National BankCertificate of DepositCD · 36 months · $2,500 min

    Bank · 36 branches

    4.50%APY$1,412 over 36 months on $10,000with conditions
  7. Farmers Trust & Savings BankCertificate of DepositCD · 36 months · $5,000 min

    Bank · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  8. Top Carrot, Carrot Score 98
    Barclays Bank DelawareBarclays Online CDsCD · 36 months · $0 min

    Bank · Opens accounts online nationwide

    4.50%APY$1,412 over 36 months on $10,000
  9. Farmers & Merchants State Bank36 Month CDCD · 36 months · $1,000 min · 4.00%–4.50% by balance

    Bank · 5 branches

    4.50%APY$1,412 over 36 months on $10,000
  10. Top Carrot, Carrot Score 95
    Serve Credit UnionCertificate of DepositCD · 36 months · $1,000 min · 4.49%–4.70% by balance

    Credit union · 2 branches

    4.49%APY$1,408 over 36 months on $10,000
  11. Top Carrot, Carrot Score 92
    Luana Savings BankCertificate of Deposit (CD)CD · 36 months · $2,000 min · 4.45%–4.60% by balance

    Bank · 6 branches

    4.45%APY$1,395 over 36 months on $10,000
  12. Top Carrot, Carrot Score 95
    Marcus by Goldman SachsHigh-Yield CDCD · 36 months · $500 min

    Bank · Opens accounts online nationwide

    4.40%APY$1,379 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    Iowa State BankCertificates of DepositCD · 36 months · $5,000 min

    Bank · 3 branches

    4.30%APY$1,346 over 36 months on $10,000intro rate
  14. Top Carrot, Carrot Score 95
    Ally BankHigh Yield CDCD · 36 months · $0 min

    Bank · Opens accounts online nationwide

    4.25%APY$1,330 over 36 months on $10,000
  15. Nelnet BankPersonal Certificates of DepositCD · 36 months · $1,000 min

    Bank · Opens accounts online nationwide

    4.25%APY$1,330 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay in Iowa

207 CDs at 174 banks and credit unions · checked Nov 5–7

Typical
2.85%
Top 10% from
4.15%
Banks, typical
2.67%
Credit unions, typical
3.04%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Advantage Credit UnionCredit union · 1 branch
  2. Serve Credit UnionCredit union · 2 branches
  3. Collins Community Credit UnionCredit union · 9 branches
See all ranked institutions