Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1171–1185 of 4,640 results
- Wings Credit UnionFlex CertificateCD · 24–29 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APYRequirements
Product: Minimum deposit $1,000. Allows member to change the dividend rate once during the term to the current Flex Certificate Rate, add to the certificate once within the first year (minimum $1,000 additional deposit), and make a one-time withdrawal of up to 50% of the current balance without penalty.
3.59% interest rate
Rate checked
More details - Peninsula Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Rates fixed for the term of certificate (excluding bump rate). Minimum opening balance is $500, or $100 for members 0-23 years of age. Dividends compounded and credited quarterly.
Offer: Minimum balance $500 ($100 for members 0-23 years of age).
3.60% interest rate · Effective Sep 1, 2026
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More details - Highmark Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Qualified rate · 3.59% interest rate · Effective Oct 1, 2026
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More details - NorState Federal Credit UnionShare Certificate AccountCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,0003.59% interest rate · Effective Oct 13, 2026
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More details - Scott Associates Credit Union IncShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Available to members. A minimum balance of $500.00 is required to purchase a certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to savings/checking, reinvestment, or mailed check. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.
Offer: Second Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest.
Rate checked
More details - Bank of StronghurstCertificate of Deposit (CD)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Interest is compounded quarterly, or customer may choose to receive interest periodically by check or credit to another Bank of Stronghurst account. Penalty may be imposed for early withdrawal. Annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings.
3.60% interest rate · Compounded quarterly · Effective Sep 29, 2026
Rate checked
More details - Drake BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: CD accounts require a $500 opening balance. Additional deposits before maturity are not permitted. Penalty for early withdrawal may apply.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - Co-op Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Interest is paid monthly. Penalty for early withdrawal. Withdrawal of interest will reduce earnings.
3.59% interest rate · Effective Sep 29, 2026
Rate checked
More details - Peoples State BankCertificates of Deposit (CDs)CD · 24 months · $250 min · 3.55%–3.75% by balance
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: 1 month & 3-month certificate terms compound at maturity; all other certificate terms compound quarterly. The interest compounding method we use is the same as the crediting frequency. Other crediting frequencies may be available upon request. For all certificate terms 6 months or less the minimum required opening deposit is $2,500; all other certificate terms have a minimum required opening deposit of $250. Special rates on $100,000.00 and over may be available upon request. A penalty may be imposed for early withdrawal. You may request further information concerning early withdrawal penalties, fees and terms applicable to the advertised accounts. The annual percentage yield is accurate as of effective date listed. Rates and fees may change without notice.
3.50% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $250 – $10,000 3.55% $10,000 – $35,000Your amount 3.65% $35,000 and up 3.75% Rate checked
More details - Soo Co-Op CUTerm Certificates CompoundingCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may be imposed prior to maturity date. Fees can reduce earnings.
Offer: 24 Month term. Compounding.
3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - Soo Co-Op CUTerm Certificates Non CompoundingCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may be imposed prior to maturity date. Fees can reduce earnings. Noncompounding term share accounts with a term greater than one year require mandatory dividend payouts at least annually and do not remain in the term share account.
Offer: 24 Month term. Non Compounding. Noncompounding term share accounts with a term greater than one year require mandatory dividend payouts at least annually and do not remain in the term share account.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - Isabella Community Credit UnionCertificates of DepositCD · 24 months · $500 min · 3.45%–3.65% by balance
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum Share Certificate Balance: $500. Interest is compounded monthly. Penalty for early withdrawal. Rates are guaranteed for the specific term, based on the date of issue.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.45% $10,000 and upYour amount 3.65% Rate checked
More details - Dow Credit UnionStandard CDsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. Eligible for Member Saver Reward. APY assumes interest payouts remain in account until maturity. Early withdrawal penalty may apply.
3.59% interest rate · Effective Oct 1, 2026
Rate checked
More details - CASE Credit UnionTerm Deposit AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Credit Union Membership is required for all accounts.
3.59% interest rate
Rate checked
More details - Farmers State BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,0003.62% interest rate · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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