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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 40 results in Toledo, OH metro

  1. Buckeye State BankCertificates of Deposit (CDs)CD · 12–24 months · $500 min

    Bank · 1 branch

    4.50%APYwith conditions
  2. Top Carrot, Carrot Score 94
    Fremont Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000
  3. Buckeye State BankCertificates of Deposit (CDs)CD · 12–24 months · $500 min

    Bank · 1 branch

    4.35%APYwith conditions
  4. Sun Federal Credit UnionRegular CertificatesCD · 12 months · $500 min

    Credit union · 7 branches

    4.25%APY$425 over 1 year on $10,000
  5. Buckeye State BankCertificates of Deposit (CDs)CD · 12–24 months · $500 min

    Bank · 1 branch

    4.15%APYwith conditions
  6. Toledo Urban Federal Credit UnionShare CertificateCD · 12 months · $250 min

    Credit union · 2 branches

    4.08%APY$408 over 1 year on $10,000
  7. Top Carrot, Carrot Score 93
    Directions Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 9 branches

    4.07%APY$407 over 1 year on $10,000
  8. Educational Community Alliance CUShare CertificateCD · 12 months

    Credit union · 1 branch

    4.05%APY$405 over 1 year on $10,000
  9. Jeep Country Federal Credit UnionSpecial CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  10. Buckeye State BankCertificates of Deposit (CDs)CD · 12–24 months · $500 min

    Bank · 1 branch

    4.00%APYwith conditions
  11. UTFCUSavings CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    4.00%APY$400 over 1 year on $10,000
  12. Top Carrot, Carrot Score 94
    Superior Credit UnionWealthBuilder Share CertificateCD · 12 months · $100 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  13. Top Carrot, Carrot Score 94
    Superior Credit UnionPercy Pig Super Saver CertificateCD · 12 months · $100 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  14. Top Carrot, Carrot Score 94
    Superior Credit UnionRegular Share CertificatesCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  15. Croghan Colonial BankCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    3.82%APY$382 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay in Toledo, OH metro

40 CDs at 28 banks and credit unions · checked Oct 16–30

Typical
3.53%
Top 10% from
4.16%
Banks, typical
2.78%
Credit unions, typical
3.53%

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Toledo, OH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Fremont Federal Credit UnionCredit union · 1 branch
  2. Superior Credit UnionCredit union · 2 branches
  3. Directions Credit UnionCredit union · 9 branches
See all ranked institutions
Best 1-Year CD Rates of October 2026 | Carrot Rate