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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 16 results in Cedar City, UT metro

  1. Top Carrot, Carrot Score 89
    State Bank of Southern UtahCertificates of DepositCD · 12 months · $500 min

    Bank · 3 branches

    4.25%APY$425 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    4.05%APY$405 over 1 year on $10,000
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 12 months · $5 min

    Credit union · 2 branches

    4.05%APY$405 over 1 year on $10,000
  4. Top Carrot, Carrot Score 89
    UCCUPersonal CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.05%APY$405 over 1 year on $10,000
  5. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 12–17 months · $500 min

    Credit union · 1 branch

    4.05%APY
  6. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 12–17 months · $500 min

    Credit union · 1 branch

    3.90%APY
  7. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.80%APY$380 over 1 year on $10,000
  8. Top Carrot, Carrot Score 89
    UCCUAdd On CertificateCD · 12 months · $100 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  9. Top Carrot, Carrot Score 99
    America First Credit UnionFlexible Certificate AccountsCD · 12 months · $500 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  10. U.S. BankCD SpecialCD · 12 months · $1,000 min

    Bank · 1 branch

    3.40%APY$340 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 92
    Chartway Credit Union12-Month Promo Certificate (No Penalty)CD · 12 months · $500 min

    Credit union · 1 branch

    3.30%APY$330 over 1 year on $10,000intro rate
  12. Zions BankStandard Certificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 1 branch

    3.05%APY$305 over 1 year on $10,000
  13. Top Carrot, Carrot Score 92
    Chartway Credit UnionShare CertificatesCD · 12–17 months

    Credit union · 1 branch

    2.35%APY
  14. Wells FargoConsumer Fixed Rate Time AccountCD · 12–23 months · $2,500 min

    Bank · 1 branch

    1.51%APYwith conditions
  15. Wells FargoConsumer Fixed Rate Time AccountCD · 12–23 months · $2,500 min

    Bank · 1 branch

    1.50%APYwith conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Cedar City, UT metro

16 CDs at 8 banks and credit unions · checked Oct 29–31

Typical
3.80%
Top 10% from
4.05%
Banks, typical
2.28%
Credit unions, typical
3.85%

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Cedar City, UT metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Chartway Credit UnionCredit union · 1 branch
  3. UCCUCredit union · 1 branch
See all ranked institutions
Best 1-Year CD Rates of October 2026 | Carrot Rate