Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 286–300 results
- NY TEAM Federal Credit UnionCertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Restricting each member to purchasing certificates (CDs) worth a maximum of $100,000. Early withdrawal penalties apply. Interest compounds daily and is posted monthly.
4.12% interest rate
Rate checked
More details - Stanford Federal Credit UnionCertificatesCD · 12 months · $100 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000with conditionsRequirements
Product: Membership eligibility required. Requires a checking or savings account with Stanford FCU. $100 minimum opening deposit. Dividends are compounded and paid monthly. Fixed rate through maturity. Early withdrawal penalty applies: terms under 1 year have a penalty of 90 days of dividends; terms of 1 year or more have a penalty of 180 days of dividends. 7-day grace period at maturity. Inactivity fee is waived for Certificate accounts.
Offer: Standard rate tier.
Qualified rate · 4.12% interest rate · Effective Sep 18, 2026
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More details - Premier Credit UnionInvestor CertificateCD · 12 months · $2,000 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: A fixed-rate investment with terms from 7 months to 3 years. Minimum deposit of $2,000 is required. Dividends are compounded quarterly. Penalty for early withdrawal. Renewals are automatic unless notified within a 10-day Grace Period. $5.00 minimum deposit to open a savings account required.
Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within a 10-day Grace Period. Early withdrawal penalties may be imposed.
4.14% interest rate · Compounded quarterly · Effective Oct 9, 2026
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More details - Archer Cooperative Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,0004.14% interest rate · Effective Oct 15, 2026
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More details - The Commercial BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: May have an early withdrawal penalty. Can be set to automatically renew.
Offer: Early withdrawal penalty: 3 Months.
Effective Oct 15, 2026
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More details - Dirigo Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Must be opened in person at a branch. Dividends based on daily balance and paid monthly. Early withdrawal penalty: 90 days of dividends for terms under 2 years; 180 days of dividends for terms 2 years and above.
4.12% interest rate · Effective Oct 1, 2026
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More details - Texas Capital BankStar Certificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Available for personal accounts only. Interest calculated and accrued daily based on daily balance and paid monthly. Fixed rate through maturity. Early withdrawal penalty may apply. Preferred Pricing rate increases may apply based on combined relationship balances. Deposit of $1,000 required within 10 business days of opening.
Offer: 12 Months term. No minimum balance requirement to obtain APY.
4.11% interest rate · Effective Oct 2, 2026
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More details - Sewickley Savings BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Consumer CDs. Choice of investment certificates (interest compounded and credited annually) or income certificates (interest paid by check or transferred to a Sewickley Savings Bank account monthly, quarterly, semiannually, or annually). Penalty may be imposed for early withdrawal. Minimum deposit $2,500.00 for 91- and 182-day terms and $500.00 for terms of 9 months to 7 years.
Offer: 1 Yr term. Penalty may be imposed for early withdrawal.
4.20% interest rate · Effective Oct 6, 2026
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More details - Siskiyou Credit UnionShare CertificateCD · 12 months · $0 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Membership eligibility: Persons who live, regularly work, regularly attend school, or worship in Siskiyou County, and any associations, organizations or other legal entities in Siskiyou County. Compounding dividends earned daily, paid monthly on the daily balance. No setup or maintenance fees. Early withdrawals subject to penalty. Rates subject to change daily for newly opened or renewed share certificates.
Offer: Dividends earned daily, paid monthly on the daily balance. Early withdrawals subject to penalty. Rates subject to change daily for newly opened or renewed share certificates.
Effective Aug 18, 2026
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More details - Co-op Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Interest is paid monthly. Penalty for early withdrawal. Withdrawal of interest will reduce earnings.
4.12% interest rate · Effective Sep 29, 2026
Rate checked
More details - Blaze Credit UnionRegular CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $500. Additional deposits not allowed. Early withdrawal penalty of 30 days dividends. Automatically renews with a 14 calendar day grace period.
Offer: Dividends compounded/credited quarterly & at maturity.
4.14% interest rate · Effective Sep 28, 2026
Rate checked
More details - TruBankCertificates of Deposit (CDs)CD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000intro rateRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees. $500 minimum deposit to open. Compounded quarterly. Consumer accounts only.
Offer: CD Special. Special interest rate and APY offered only on a limited time basis. Compounded quarterly. Substantial penalty for early withdrawal. For consumer accounts only.
Promotional rate · 4.14% interest rate · Compounded quarterly · Effective Oct 5, 2026
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More details - The First National Bank Of Nevada, MissouriBasic CDsCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: All CDs listed are fixed rate CDs. A penalty may be imposed for early withdrawal of principal during the term of a CD. Interest is accrued on the full daily balance.
4.20% interest rate · Effective Sep 22, 2026
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More details - Campus Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Federally insured deposits. $500 minimum deposit on all terms. Early withdrawals may be subject to penalties.
4.14% interest rate · Effective Sep 18, 2026
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More details - Financial FederalPersonal Savings - CDsCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: FDIC-insured certificates of deposit customized to meet specific needs. Rate not available to institutional investors.
Offer: Early withdrawal penalty will apply. Rate and offer subject to change without notice. Rate not available to institutional investors.
Effective Sep 29, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.41%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank