Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 91–94 of 94 in Indiana · median 5.00% APR
- 6.54%APRas low as
Terms
Model year 2024 and newer.
Auto loan score 63 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 6.69%APRas low as
Terms
New (2025 & Newer). Monthly payment estimate per $10,000 borrowed $197.06.
Auto loan score 62 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 6.75%APRas low as
Terms
Rate is advertised as low as 6.75% APR. Rate based on creditworthiness and term of loan. Up to 100% financing available for qualified borrowers. Regular savings account required.
Auto loan score 62 · Carrot Score 64
Rate checked · Auto loans rates on its site
More details - 6.99%APRas low as
Terms
Year: 2024. Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles.
Auto loan score 62 · Carrot Score 61
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
94 banks and credit unions · checked Oct 23–30
- Typical
- 5.00%
- Top 10% up to
- 4.46%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- Elements FinancialCredit union · 5 branches