Credit union · NCUA insured
Great Horizons FCU Auto Loan Rates
Great Horizons FCU auto loans start at 6.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 15, 2026.
How Great Horizons FCU’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Great Horizons FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Great Horizons FCU
6.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Car Rates
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Great Horizons FCU auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Great Horizons FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Rates
Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles All vehicles-all ½% for each year financed over stated term
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.59% | Year: 2024. Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles. |
| up to 48 months | 5.99% | Year: 2024. Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles. |
| up to 60 months | 6.99% | Year: 2024. Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles. |
| up to 72 months | 7.39% | Year: 2024. Also included are 2023 vehicles with less than 10,000 miles and 2023 new, untitled vehicles. |
Sources (1)
- greathorizonsfcu.org/rates · captured Oct 7, 2026
Used Car Rates
Loan amount is retail value or high/low value found in Redbook All vehicles-all ½% for each year financed over stated term
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.69% | Year: 2023 - 2021. |
| up to 60 months | 6.99% | Year: 2023 - 2021. |
| up to 72 months | 7.59% | Year: 2023 - 2021. |
| up to 48 months | 6.99% | Year: 2020 - 2019. |
| up to 60 months | 7.69% | Year: 2020 - 2019. |
| up to 48 months | 7.59% | Year: 2018 - 2017. |
| up to 60 months | 7.99% | Year: 2018 - 2017. |
| up to 36 months | 8.49% | Year: 2016 - 2015. |
| up to 48 months | 8.79% | Year: 2016 - 2015. |
| up to 36 months | 8.59% | Year: 2014 - 2008. |
| up to 48 months | 8.99% | Year: 2014 - 2008. |
Sources (1)
- greathorizonsfcu.org/rates · captured Oct 7, 2026
Who can join Great Horizons FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
- Persons retired as pensioners or annuitants from eligible employment are eligible for membership.
Military, government and schools
- Employees of the Fire Departments in Calumet City, IL; Hammond, IN; and Lansing, IL are eligible for membership.
- Employees of the City of Hammond, City of Whiting, Town of Griffith, Town of Munster, Village of Burnham, and Village of South Holland are eligible for membership.
- Employees of specified police departments in Burnham, Calumet City, Lansing, South Holland (IL), and Dyer, Griffith, Hammond, Highland, Munster, Schereville, and Whiting (IN) are eligible for membership.
Family and household
- Spouses of persons who died while in the field of membership of the credit union are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Other ways
- Organizations of qualifying individuals are eligible for membership.
Membership information collected October 5, 2026.