Compare Bank & Credit Union Rates
Best auto loan rates in Wisconsin
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 91–94 of 94 in Wisconsin · median 5.00% APR
- 7.38%APRas low as
Terms
Credit score >= 760. Minimum term 1 year, maximum term 5 years (terms in excess add 0.50% for 1 year or 1.00% for 2 years). APR based on $10k loan amount. Borrower must pay all lien filing fees.
Auto loan score 61 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 8.00%APRas low as · up to 8.25%
8.00% APR, up to 8.25%
Terms
Model Year: New
Auto loan score 60 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 8.24%APRas low as
Terms
Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount.
Auto loan score 60 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 8.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model years 2025 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $20.40 per $1,000.
Auto loan score 60 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Wisconsin
94 banks and credit unions · checked Oct 16–22
- Typical
- 5.00%
- Top 10% up to
- 4.24%
- Banks, typical
- 6.18%
- Credit unions, typical
- 4.89%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches