Compare Bank & Credit Union Rates
Best auto loan rates in Wausau, WI
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Wausau, WI · median 5.45% APR
- Marathon County Employees Credit Union2020 -2022 Secured Loans Vehicle and RV · up to 72 months
Credit union · 2 branches
4.49%APRas low asTerms
As low as rate based on creditworthiness and loan term; 0.25% discount for 5+ qualifying services; 0.25% discount for LTV <= 75%
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model year 2025 or newer. Stated APR includes 1% Digital Banking/eStatements discount and 1% electronic auto-pay discount.
Auto loan score 72 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.45%APRas low as
Terms
Rate based on creditworthiness and term of loan. 2016 & newer collateral financed up to 100% of average JD Power values; 2015 & older up to 90%. Applies to both new and used vehicles.
Auto loan score 75 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - Cloverbelt Credit UnionNew/Used Cars/Trucks (2020 - 2026) · up to 84 months
Credit union · 2 branches
5.99%APRas low asTerms
Minimum of $18,000 to finance; new vehicles only. Lowest available rate; may vary based on down payment, age of collateral, mileage, credit history, and credit score. Model years 2020 - 2026. Payment per $1,000 borrowed is $14.60.
Auto loan score 64 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 6.74%APRas low as
Terms
Model year New - 2019
Auto loan score 62 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Wausau, WI
5 banks and credit unions · checked Oct 16
- Typical
- 5.45%
- Top 10% up to
- 4.81%
- Credit unions, typical
- 5.45%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wausau, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cloverbelt Credit UnionCredit union · 4 branches
- Marathon County Employees Credit UnionCredit union · 2 branches
- Valley Communities Credit UnionCredit union · 3 branches