Compare Bank & Credit Union Rates
Best auto loan rates in Little Rock, AR
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–13 of 13 in Little Rock, AR · median 5.44% APR
- 3.74%APRas low as
Terms
As low as 3.74% on 36 month term. Up to 84 month terms available; rates based on term selected. Collateral: 2025 or newer, 10,000 miles or less.
Auto loan score 96 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 3.95%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Starting at / as low as 3.95% APR. Maximum 84 months. Advertised rate includes .25% discount for a loan-to-value of 90% or less. Rates based on creditworthiness and loan term. Approved rates are fixed at consummation.
Auto loan score 93 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - TruService Community FCUNew and Used Vehicles (Cars, Trucks, and Motorcycles) · 24–75 months
Credit union · 1 branch
3.99%APRas low as · up to 18.00%3.99% APR, up to 18.00%
Terms
Rate based on creditworthiness and term of loan.
Auto loan score 94 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as · up to 16.25%
4.50% APR, up to 16.25%
Terms
New Auto
Auto loan score 85 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - Baptist Health Federal Credit UnionNew/Pre-Owned 2022-2027 · up to 60 months
Credit union · 2 branches
4.74%APRas low asTerms
Rates as low as based on creditworthiness; terms up to 60 months.
Auto loan score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 9.00%
5.00% APR, up to 9.00%
Terms
Up to 60 month financing. Based on credit score.
Auto loan score 73 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.44%APRas low as
Terms
Example payment $572 on $30,000 loan amount. Higher rates apply for other credit tiers.
Auto loan score 75 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Auto loan score 66 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.89%APRas low as · up to 15.24%
5.89% APR, up to 15.24%
Terms
49 to 78 Months. On a $20,000 loan at 5.89%, you would make 78 monthly payment of $309.99.
Auto loan score 65 · Carrot Score 97
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Auto loan score 62 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 7.17%APRas low as · up to 18.00%
7.17% APR, up to 18.00%
Terms
Term up to 60 months. Advertised interest rate as low as 6.75% (7.171% APR) and no more than 18.00% APR. For vehicles up to 2 years old.
Auto loan score 61 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Little Rock, AR
13 banks and credit unions · checked Oct 16–22
- Typical
- 5.44%
- Top 10% up to
- 3.96%
- Banks, typical
- 5.94%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Little Rock, AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 2 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 3 branches