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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 26–39 of 39 scored

  1. Columbia BankCDs 65 · Savings 88 · Auto 60

    Bank · 1 branch

    72Carrot Score#26 in San Jose, CA metro
  2. State Bank of India (California)CDs 83 · Savings 74

    Bank · 1 branch

    72Carrot Score#27 in San Jose, CA metro
  3. BMOCDs 66 · Savings 77 · Cards 60

    Bank · 23 branches

    66Carrot Score#28 in San Jose, CA metro
  4. First Citizens BankCDs 78 · Savings 64 · Auto 63 · Cards 65

    Bank · 3 branches

    66Carrot Score#29 in San Jose, CA metro
  5. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 44 branches

    65Carrot Score#30 in San Jose, CA metro
  6. Open BankCDs 73 · Savings 68

    Bank · 1 branch

    64Carrot Score#31 in San Jose, CA metro
  7. Wells FargoCDs 81 · Savings 60 · Cards 60

    Bank · 47 branches

    64Carrot Score#32 in San Jose, CA metro
  8. U.S. BankCDs 65 · Savings 75

    Bank · 29 branches

    64Carrot Score#33 in San Jose, CA metro
  9. Fremont BankCDs 67 · Cards 73

    Bank · 2 branches

    64Carrot Score#34 in San Jose, CA metro
  10. Zions BankCDs 70 · Savings 66 · Auto 63 · Cards 65

    Bank · 3 branches

    63Carrot Score#35 in San Jose, CA metro
  11. KeyPoint Credit UnionSavings 68 · Auto 70 · Cards 66

    Credit union · 5 branches

    63Carrot Score#36 in San Jose, CA metro
  12. Monterey Credit UnionCDs 64 · Savings 65 · Cards 72

    Credit union · 1 branch

    62Carrot Score#37 in San Jose, CA metro
  13. Metropolitan BankCDs 60 · Savings 68

    Bank · 1 branch

    60Carrot Score#38 in San Jose, CA metro
  14. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 50 branches

    60Carrot Score#39 in San Jose, CA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 22 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.