Top-rated banks and credit unions

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 39 of the 86 institutions with a branch in San Antonio, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.