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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Santa Maria, CA metro

Showing 1–18 of 18 scored

  1. Top Carrot, Carrot Score 91
    First BankCDs 89 · Savings 89

    Bank · 3 branches

    91Carrot Score#1 in Santa Maria, CA metro
  2. Top Carrot, Carrot Score 88
    CoastHills Credit UnionCDs 68 · Savings 71 · Auto 87 · Cards 88

    Credit union · 6 branches

    88Carrot Score#2 in Santa Maria, CA metro
  3. Top Carrot, Carrot Score 87
    Santa Barbara County Federal Credit UnionSavings 84 · Auto 89 · Cards 84

    Credit union · 1 branch

    87Carrot Score#3 in Santa Maria, CA metro
  4. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionCDs 93 · Savings 86

    Credit union · 1 branch

    87Carrot Score#4 in Santa Maria, CA metro
  5. SESLOC Credit UnionCDs 83 · Savings 88 · Auto 69 · Cards 64

    Credit union · 1 branch

    85Carrot Score#5 in Santa Maria, CA metro
  6. Santa Barbara Teachers FCUSavings 84 · Cards 88

    Credit union · 3 branches

    84Carrot Score#6 in Santa Maria, CA metro
  7. Poppy BankCDs 95 · Savings 79

    Bank · 1 branch

    82Carrot Score#7 in Santa Maria, CA metro
  8. Columbia BankCDs 65 · Savings 88 · Auto 60

    Bank · 2 branches

    72Carrot Score#8 in Santa Maria, CA metro
  9. MidFirst BankSavings 94 · Cards 65

    Bank · 1 branch

    72Carrot Score#9 in Santa Maria, CA metro
  10. BMOCDs 66 · Savings 77 · Cards 60

    Bank · 1 branch

    66Carrot Score#10 in Santa Maria, CA metro
  11. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 7 branches

    65Carrot Score#11 in Santa Maria, CA metro
  12. Wells FargoCDs 81 · Savings 60 · Cards 60

    Bank · 8 branches

    64Carrot Score#12 in Santa Maria, CA metro
  13. U.S. BankCDs 65 · Savings 75

    Bank · 11 branches

    64Carrot Score#13 in Santa Maria, CA metro
  14. KeyPoint Credit UnionSavings 68 · Auto 70 · Cards 66

    Credit union · 1 branch

    63Carrot Score#14 in Santa Maria, CA metro
  15. KinectaSavings 61 · Cards 75

    Credit union · 1 branch

    61Carrot Score#15 in Santa Maria, CA metro
  16. Montecito Bank & TrustCDs 63 · Savings 63

    Bank · 12 branches

    60Carrot Score#16 in Santa Maria, CA metro
  17. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 9 branches

    60Carrot Score#17 in Santa Maria, CA metro
  18. Farmers & Merchants BankCDs 61 · Savings 60

    Bank · 1 branch

    60Carrot Score#18 in Santa Maria, CA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 10 of the 28 institutions with a branch in Santa Maria, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.