Credit union · NCUA insured
Your Home Town FCU Savings Rates
Your Home Town FCU’s best savings rate is 0.25% APY on $10,000, with its Savings Account {Regular Shares). Rates checked October 22, 2026.
How Your Home Town FCU’s savings rates compare
Compared with banks and credit unions near Mayfield, KY, where Your Home Town FCU has the most branches. $10,000, best rate first.
This credit union’s best
Your Home Town FCU
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Savings Account {Regular Shares)
Top rate
FNB Bank
3.42%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $342
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Your Home Town FCU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Your Home Town FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account {Regular Shares)
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend payment: Quarterly. Plan Code: 1.Any balance | 0.25% | $25 | Dividend payment: Quarterly. Plan Code: 1. |
Sources (1)
- yourhometownfcu.com/rates.php · captured Sep 19, 2026
Special-purpose accounts
IRA Savings
0.75%APY
Traditional or Roth
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- yourhometownfcu.com/rates.php · captured Sep 19, 2026
Christmas Club Account
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend payment: N/A. Plan Code: 80.Any balance | 0.25% | $25 | Dividend payment: N/A. Plan Code: 80. |
Sources (1)
- yourhometownfcu.com/rates.php · captured Sep 19, 2026
Who can join Your Home Town FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.