Credit union · NCUA insured
Xplore Federal Credit Union Credit Card Rates
Xplore Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Xplore Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New Orleans, LA, where Xplore Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Xplore Federal Credit Union
8.90%APR
- Up to
- —
Xplore Platinum Visa
Lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
EPIC Federal Credit Union
6.99%APR
- Up to
- 18.00% APR
Xplore Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Xplore Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Xplore Platinum Visa
Rates not to exceed 18.00% APR. Credit card approval depends on creditworthiness and other qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Credit limit $500 - $30,000. Minimum payment: 2% outstanding balance or $25 minimum. Rates as low as 8.90% APR. |
Xplore Rewards Visa
Rates not to exceed 18.00% APR. Credit card approval depends on creditworthiness and other qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Credit limit $500 - $30,000. Minimum payment: 2% outstanding balance or $25 minimum. Rates as low as 9.90% APR. |
Xplore Secured Visa
Rates not to exceed 18.00% APR. Credit card approval depends on creditworthiness and other qualifications. Secured with funds in Xplore account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Credit limit minimum $500. Minimum payment: 2% outstanding balance or $25 minimum. Rates as low as 14.90% APR. |
Xplore Student Visa
Available for students between ages 18-25 years. Stated income of at least $150/month. Rates not to exceed 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Maximum credit limit $500. Minimum payment: 2% outstanding balance or $25 minimum. Available for students ages 18 to 25 with stated income of at least $150/month. |
Who can join Xplore Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Jefferson, Orleans, or St. Tammany Parishes.
Membership information collected October 5, 2026.