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Credit union · NCUA insured

Wolverine State Credit Union Auto Loan Rates

Top Carrot, Carrot Score 87Top Carrot

Wolverine State Credit Union auto loans start at 4.85% APR for a new vehicle and 4.85% for a used one. Rates checked October 16, 2026.

How Wolverine State Credit Union’s auto loan rates compare

Compared with banks and credit unions near Alpena, MI, where Wolverine State Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Wolverine State Credit Union

    4.85%APR

    Terms
    up to 60 months

    New/Used Vehicle Loan

  • Top Carrot, Carrot Score 88

    Lowest rate

    Alpena Alcona Area Credit Union

    4.25%APR

    Terms
    up to 78 months

    Alpena Alcona Area Credit Union rates

  • Top Carrot, Carrot Score 88

    3rd-lowest rate

    HPC Credit Union

    4.95%APR

    Terms
    up to 60 months

    HPC Credit Union rates

Compare auto loan rates near you →

Wolverine State Credit Union auto loan score

86

Auto loan score

Higher than 74% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.85%
  • Used vehicleUsed4.85%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Wolverine State Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Wolverine State Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who reside, work, worship or attend school in any county in the State of Michigan are eligible for membership.

Employers and groups

  • Employees of Wolverine State Credit Union are eligible for membership.

Family and household

  • Members of the immediate families of eligible persons are eligible for membership.
  • A spouse of a deceased member is eligible for membership if accepted prior to remarriage.

Other ways

  • Any legal entity that is comprised for the most part of the same general group as the membership of the credit union is eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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