Credit union · NCUA insured
White County FCU Savings Rates
White County FCU’s best savings rate is 0.20% APY on $10,000, with its Regular Share Savings. Rates checked October 22, 2026.
How White County FCU’s savings rates compare
Compared with banks and credit unions near Searcy, AR, where White County FCU has the most branches. $10,000, best rate first.
This credit union’s best
White County FCU
0.20%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $20
Regular Share Savings
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
White County FCU savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where White County FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.20%APY
Minimum deposit of $25 required to open. Dividends declared and paid monthly on average daily balance. Six free withdrawals/transfers permitted per month; fee assessed per withdrawal exceeding 6. Statements mailed quarterly. If closed before end of month, no dividend paid.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $10,000 | 0.15% | — |
| $10,000 and up | 0.20% | $20 |
Special-purpose accounts
Christmas Club
0.25%APY
Limited to one per member. One withdrawal during the year without a fee ($5.00 fee for additional withdrawals). Funds disbursed on 1st Tuesday of November as transfer to member's savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,0002026 Special Rate - Restrictions Apply | 5.00% | — | 2026 Special Rate - Restrictions Apply |
| Over $5,000 | 0.25% | $25 |
Who can join White County FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of approved Select Employee Groups (SEGs) and employees of this credit union are eligible for membership.
Military, government and schools
- Federal, State, District, & Municipal employees working in White County are eligible for membership.
- White County Government Employees are eligible for membership.
Family and household
- Individuals related by marriage or blood to an existing member, or immediate family members of an employee at an eligible group, qualify for membership.
- Spouses of deceased members, retirees/annuitants of eligible employment, immediate family/household members of credit union employees, and related organizations qualify for membership.
Other ways
- Members of Record of MOARK Federal Credit Union #24436 as of 12/31/2000 are eligible for membership.
Cost to join
- A deposit of $25 establishes a Share (Savings) Account and credit union membership.
Membership information collected October 4, 2026.