Credit union · NCUA insured
Westport Federal Credit Union CD Rates
Westport Federal Credit Union’s best CD rate is 4.00% APY on a 14-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Westport Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Westport Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Westport Federal Credit Union
4.00%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $468
Certificates
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Westport Federal Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westport Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.00%APY · 6 terms
Penalty on Early Withdrawal of Certificates. Maintenance or dormant fees could reduce earnings on deposit accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 12 months | 3.00% | $300 |
| 14 monthsCertificate Specials | 4.00% | $468 |
| 24 months | 2.75% | $558 |
| 25 monthsCertificate Specials | 3.60% | $765 |
| 36 months | 2.50% | $769 |
Special-purpose accounts
IRA Certificates
Up to 3.50%APY · 4 terms
Penalty on Early Withdrawal of Certificates. Maintenance or dormant fees could reduce earnings on deposit accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 12 months | 3.00% | $300 |
| 24 months | 2.75% | $558 |
| 36 months | 2.50% | $769 |
Who can join Westport Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or worship in Westport, Fall River, Somerset, Swansea, New Bedford, Dartmouth, Fairhaven, Acushnet, Freetown, Little Compton, or Tiverton.
Membership information collected October 5, 2026.