Credit union · NCUA insured
Western Sun Federal Credit Union Credit Card Rates
Western Sun Federal Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 5, 2026.
How Western Sun Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tulsa, OK, where Western Sun Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Western Sun Federal Credit Union
10.00%APR
- Up to
- —
VISA Platinum Card
Lowest rate
First Family Federal Credit Union
9.90%APR
- Up to
- —
3rd-lowest rate
American Airlines Federal Credit Union
10.50%APR
- Up to
- 18.00% APR
Western Sun Federal Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Western Sun Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured VISA
Requires keeping the amount card is approved for in savings (share) account. Minimum dollar amount is $500. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00% | None | APR is as low as 10.00% based on individual credit history with approved credit (WAC). Payment calculation is $10.00 or 3% of principal balance including new purchases. Requires keeping approved amount in savings (share) account. |
VISA Classic Card
No annual fee, 25-day grace period on purchases, no balance transfer fees. Credit limits begin at $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | APR is 11.75% on balances, cash advances and balance transfers based on individual credit history with approved credit (WAC). Payment calculation is $10.00 or 3% of principal balance including new purchases. |
VISA Platinum Card
No annual fee, 25-day grace period on purchases, no balance transfer fees. Credit limits begin at $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00% | None | APR is as low as 10.00% based on individual credit history with approved credit (WAC). Payment calculation is $10.00 or 3% of principal balance including new purchases. |
Who can join Western Sun Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, or Wagoner counties are eligible to join.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Membership requires opening a regular savings account with a minimum balance deposit of $5.
Membership information collected October 4, 2026.