Credit union · NCUA insured
WestEdge Credit Union Auto Loan Rates
Top CarrotWestEdge Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.
How WestEdge Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bellingham, WA, where WestEdge Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WestEdge Credit Union
4.74%APR
- Terms
- up to 108 months
- Up to
- 17.99% APR
Auto & Motorcycle Loans
Lowest rate
WECU
4.34%APR
- Terms
- —
- Up to
- 23.99% APR
3rd-lowest rate
North Coast Credit Union
5.22%APR
- Terms
- 1–84 months
- Up to
- 17.47% APR
WestEdge Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WestEdge Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto & Motorcycle Loans
Looking to get a new ride? WestEdge offers financing for a variety of transportation - from new, used, or classic autos to motorcycles and mopeds, plus refinance. No vehicle age limits. $0 refinance fee, $0 application fee, $0 early payoff fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 108 months | 4.74%–17.99% | New and Used. Up to 108 months. APR based on credit history and loan term. Maximum Rate on any loan: 17.99% APR. |
EcoVehicle Loans
New, used, and refinance for Battery Electric EVs, Plug-In Hybrids, and Gas-Electric Hybrids. Subject to credit approval. APR based on credit history and loan term. Financing available for home charging station.
| Terms | APR | Conditions |
|---|---|---|
| up to 108 months | 4.74%–17.99% | New and Used Battery Electric EVs, Plug-In Hybrids, and Gas-Electric Hybrids. APR based on credit history and loan term. |
Sources (1)
- westedgecu.org/ecovehicle-loans · captured Oct 4, 2026
Who can join WestEdge Credit Union
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