Bank
Wealthfront Savings Rates
Wealthfront’s best savings rate is 4.45% APY on $10,000, with its Cash Account. Rates checked October 26, 2026.
How Wealthfront’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Wealthfront
4.45%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $445
Cash Account
Top rate
Service Credit Union
10.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $1,000
2nd-highest rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Cash Account
Up to 4.45%APY
Zero account fees. Cash swept to program banks for FDIC insurance eligibility. Offers checking and savings features.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $150,000Earn up to 4.45% APY with APY Boost. New clients get a 0.65% APY boost for 3 months on up to $150,000 when funding a Cash Account, or by maintaining ongoing deposits (monthly direct deposit of $1,000, or recurring deposits of $2,500 into any account). After 3 months, reverts to base rate. | 4.45% | $445 | Earn up to 4.45% APY with APY Boost. New clients get a 0.65% APY boost for 3 months on up to $150,000 when funding a Cash Account, or by maintaining ongoing deposits (monthly direct deposit of $1,000, or recurring deposits of $2,500 into any account). After 3 months, reverts to base rate. |
| Any balanceBase Annual Percentage Yield (APY) provided by program banks and subject to change. | 3.55% | $355 | Base Annual Percentage Yield (APY) provided by program banks and subject to change. |
Sources (1)
- wealthfront.com/cash · captured Oct 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.