Credit union · NCUA insured
Watertown Municipal Credit Union Savings Rates
Watertown Municipal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share (Savings) Account. Rates checked October 15, 2026.
How Watertown Municipal Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Watertown Municipal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Watertown Municipal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $10
Share (Savings) Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Watertown Municipal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Watertown Municipal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings) Account
0.10%APY
Basic savings account that establishes credit union membership. Dividends are calculated on the daily balance and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25.00 minimum to earn APY$25 and up | 0.10% | $10 | $25.00 minimum to earn APY |
Sources (2)
All captured Sep 18, 2026
Who can join Watertown Municipal Credit Union
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