Bank · FDIC insured
Washington Trust Bank Credit Card Rates
Washington Trust Bank credit cards start at 14.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Washington Trust Bank’s credit card rates compare
Compared with banks and credit unions near Spokane, WA, where Washington Trust Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Washington Trust Bank
14.99%APR
Visa Signature Credit Card
Lowest rate
Cheney Federal Credit Union
7.25%APR
2nd-lowest rate
Responders Emergency Services Credit Union
8.90%APR
Washington Trust Bank credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR14.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Washington Trust Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Subject to credit approval. Credit limit: $300 to $4,999. The regular APR varies with the market based on prime rate plus a margin determined upon application based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for 6 months. No annual fee. |
| Ongoing | 14.99% | None | Variable purchase rate based on prime rate plus a margin. No annual fee. |
| Ongoing | 16.99% | None | Cash rate. No annual fee. |
Sources (1)
- watrust.com/personal/lending/credit-cards · captured Oct 22, 2026
Visa Signature Credit Card
Subject to credit approval. Credit limit: $5,000 and up. The regular APR varies with the market based on prime rate plus a margin determined upon application based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for 6 months. No annual fee. |
| Ongoing | 14.99% | None | Variable purchase rate based on prime rate plus a margin. No annual fee. |
| Ongoing | 16.99% | None | Cash rate. No annual fee. |
Sources (1)
- watrust.com/personal/lending/credit-cards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.