Bank · FDIC insured
Walpole Co-operative Bank CD Rates
A $646.5M bank headquartered in Walpole, MA, with 1 branch in Massachusetts.
How Walpole Co-operative Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Walpole Co-operative Bank has the most branches. $10,000, best rate first.
This bank’s best
Walpole Co-operative Bank
4.30%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $540
CD Specials
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 4.30%APY · 5 terms
No brokered CDs, institutional, or out-of-market deposits. Personal or Business. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month Certificate | 4.10% | $203 |
| 7 months7 Month Certificate | 4.10% | $237 |
| 10 months10 Month Certificate | 4.15% | $345 |
| 12 months1 Year Certificate | 4.20% | $420 |
| 15 months15 Month Certificate | 4.30% | $540 |
Sources (1)
- walpolecoop.com/cd-ira-rates · captured Oct 15, 2026
Certificates of Deposit
Up to 4.30%APY · 9 terms
No brokered CDs, institutional, or out-of-market deposits. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month Certificate | 0.95% | $24 |
| 6 months6 Month Certificate | 4.10% | $203 |
| 12 months1 Year Certificate | 4.20% | $420 |
| 15 months15 Month Certificate | 4.30% | $540 |
| 18 months18 Month Certificate | 3.60% | $545 |
| 24 months2 Year Certificate | 2.75% | $558 |
| 36 months3 Year Certificate | 2.35% | $722 |
| 48 months4 Year Certificate | 2.40% | $995 |
| 60 months5 Year Certificate | 2.45% | $1,287 |
Step Up Certificate
Up to 2.75%APY · 2 terms
Step-up feature: one-time option to change rate for remainder of original term to current rate. At maturity, automatically renewed as a Step-Up CD unless instructed otherwise. Penalty imposed for early withdrawal. Interest computed daily and compounded monthly. No brokered CDs, institutional, or out-of-market deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months2 Year Step Up Certificate + | 2.75% | $558 |
| 36 months36 Month Step Up Certificate + | 2.35% | $722 |
Sources (1)
- walpolecoop.com/cd-ira-rates · captured Oct 15, 2026
Special-purpose accounts
IRA Certificates
Up to 4.30%APY · 9 terms
IRAs for Personal Accounts Only. Traditional or Roth IRA available with no annual fee. No brokered CDs, institutional, or out-of-market deposits. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month Certificate | 0.95% | $24 |
| 6 months6 Month Certificate | 4.10% | $203 |
| 12 months1 Year Certificate | 4.20% | $420 |
| 15 months15 Month Certificate | 4.30% | $540 |
| 18 months18 Month Certificate | 3.60% | $545 |
| 24 months2 Year Certificate | 2.75% | $558 |
| 36 months3 Year Certificate | 2.35% | $722 |
| 48 months4 Year Certificate | 2.40% | $995 |
| 60 months5 Year Certificate | 2.45% | $1,287 |
IRA Certificate
0.20%APY
IRAs for Personal Accounts Only. APY subject to change without notice. Variable Interest: rate and APY may change after account is open. No maximum or minimum limitations on rate change. A penalty will be imposed for early withdrawal. Minimum balance to earn APY is $0.01.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable Rate IRA | 0.15% | — | Variable Rate IRA |
| $10,000 – $20,000Variable Rate IRA | 0.20% | $20 | Variable Rate IRA |
| $20,000 – $50,000Variable Rate IRA | 0.25% | — | Variable Rate IRA |
| $50,000 and upVariable Rate IRA | 0.30% | — | Variable Rate IRA |
Sources (1)
- walpolecoop.com/cd-ira-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.