Credit union · NCUA insured
Virginia State University Federal Credit Union CD Rates
Virginia State University Federal Credit Union’s best CD rate is 2.02% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How Virginia State University Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Richmond, VA, where Virginia State University Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Virginia State University Federal Credit Union
2.02%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $617
Share Certificate
Top rate
The United Methodist Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $5,000
- Earns on $10,000
- $331
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Virginia State University Federal Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 9–15 months9–15 mo1.26%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo2.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Virginia State University Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.02%APY · 3 terms
Dividends for all accounts are accrued and paid quarterly. Dividends are paid from current earnings and are declared by the Board of Directors each dividend period. Accounts closed prior to the dividend posting will forfeit all accrued dividends. Rates are subject to change without prior notice. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends accrued and paid quarterly. Accounts closed prior to dividend posting forfeit accrued dividends. Fees could reduce earnings | 1.26% | $126 |
| 24 monthsDividends accrued and paid quarterly. Accounts closed prior to dividend posting forfeit accrued dividends. Fees could reduce earnings | 1.76% | $355 |
| 36 monthsDividends accrued and paid quarterly. Accounts closed prior to dividend posting forfeit accrued dividends. Fees could reduce earnings | 2.02% | $617 |
Sources (1)
- vsufcu.org/loans/rates.html · captured Oct 22, 2026
Who can join Virginia State University Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Virginia State University faculty, staff, contract employees, alumni, and students are eligible for membership.
- Employees of the Petersburg Public Schools & Chesterfield County Schools are eligible for membership.
Cost to join
- A $2 membership fee is required when applying for membership.
- A $5 minimum deposit to a share (savings) account is required upon applying for membership (as part of the $7 total minimum payment).
Membership information collected October 4, 2026.