Credit union · NCUA insured
Virginia Beach Postal FCU Credit Card Rates
Top CarrotVirginia Beach Postal FCU credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Virginia Beach Postal FCU’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Virginia Beach Postal FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Virginia Beach Postal FCU
9.50%APR
- Up to
- —
VISA - Gold
Lowest rate
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
Virginia Beach Postal FCU credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Virginia Beach Postal FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA - Classic
No application fees, annual fees, or balance transfer fees. Debt Protection Coverage available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Credit limit: $250 to $2,500. Same low rate on cash advances. No balance transfer fee. |
VISA - Gold
No application fees, annual fees, or balance transfer fees. Debt Protection Coverage available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | None | Credit limit: $2,500 to $5,000. Same low rate on cash advances. No balance transfer fee. |
VISA - Platinum
No application fees, annual fees, or balance transfer fees. Debt Protection Coverage available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | Credit limit: $5,000 to $7,500. Same low rate on cash advances. No balance transfer fee. |
Who can join Virginia Beach Postal FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Mechanical Service Company Inc, Absolute Bottled Water Co, or Shealy-Hodges Corp are eligible for membership.
Military, government and schools
- Members of the National Association of Letter Carriers, Branch 6066 in Chesapeake, Virginia, who qualify for membership in accordance with its charter and bylaws in effect on 9/1/1992 are eligible for membership.
- Members of the National Active and Retired Federal Employees Association (NARFE) Chapter 974 in Virginia Beach, Virginia, who qualify for membership in accordance with its charter and bylaws in effect on 4/28/2011 are eligible for membership.
- Persons retired as pensioners or annuitants from the United States Postal Service are eligible for membership.
- Employees of the U.S. Postal Service, Richmond District who work in, or are paid or supervised from Richmond, Virginia are eligible for membership.
Family and household
- Immediate family members (spouses, parents, children, siblings, grandparents, grandchildren, step-parents, step-children, step-siblings) and persons living in the same residence maintaining a single economic unit (including domestic partners and roommates) are eligible for membership.
Cost to join
- A minimum initial deposit of $5.00 is required upon joining.
Membership information collected October 4, 2026.