Bank · FDIC insured
Vio Bank Savings Rates
Vio Bank’s best savings rate is 4.01% APY on $10,000, with its Online Savings Account. Rates checked October 25, 2026.
How Vio Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Vio Bank
4.01%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $401
Online Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Vio Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.01%
- $10,000 balance$10,0004.01%
- $100,000 balance$100,0004.01%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Vio Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Online Savings Account
4.01%APY
Available to individuals age 18 or over. Can be opened online. New accounts require a minimum opening deposit of $100 up to a maximum of $250,000. Maximum relationship balance is $2,500,000. Sole owner and joint owner account styling only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll Balances earn 4.01% APY. Compounded daily and credited monthly. No monthly fee with electronic statements; $5 monthly fee if paper statements are received. No brokered or institutional deposits.Any balance | 4.01% | $401 | All Balances earn 4.01% APY. Compounded daily and credited monthly. No monthly fee with electronic statements; $5 monthly fee if paper statements are received. No brokered or institutional deposits. |
Cornerstone Money Market Savings Account
3.40%APY
Available to individuals age 18 or over. Must be opened online. New accounts can be opened with a minimum of $100 up to a maximum of $250,000. No brokered or institutional deposits. $5 monthly fee if you receive paper statements. Electronic statements have no charge. Overdraft services, debit/ATM card, wallet checks, Bill Pay, and international wires are not available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances. No monthly service charge for account maintenance; $5 monthly fee applies if paper statements are received. Daily balance method used to calculate interest; compounded daily and credited monthly.Any balance | 3.40% | $340 | Applies to all balances. No monthly service charge for account maintenance; $5 monthly fee applies if paper statements are received. Daily balance method used to calculate interest; compounded daily and credited monthly. |
Sources (2)
All captured Oct 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.