Credit union · NCUA insured
Verity Credit Union Auto Loan Rates
Verity Credit Union auto loans start at 4.84% APR for a new vehicle and 4.84% for a used one. Rates checked October 22, 2026.
How Verity Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Verity Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Verity Credit Union
4.84%APR
- Terms
- up to 84 months
- Up to
- 17.59% APR
- Discount
- Included in the rate
Auto Loans
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
- Discount
- None included
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
- Discount
- None included
Verity Credit Union auto loan score
81
Auto loan score
Higher than 56% of U.S. banks and credit unions
- New vehicleNew4.84%
- Used vehicleUsed4.84%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Verity Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available to Verity Credit Union members only; non-members must establish a Prime Share membership account as part of loan funding with a $5 membership fee. Loans available for new and used vehicles up to 15 years old and up to 150,000 miles. APR is based on creditworthiness, repayment schedule, repayment method, age and type of vehicle, and loan-to-value ratio. Maximum repayment term 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.84%–17.59% | Lowest rate (4.84% APR) includes discounts: 0.25% for automatic debit payments from an account at any financial institution, 0.50% for EPA SmartWay Certified vehicles, and 0.25% for financing less than 80% loan-to-value. Loan terms of 72 or 84 months are available to qualified members based on creditworthiness and age/type of vehicle. Rate range 4.84% - 17.59% APR. |
Motorcycle Loan
Loans available to Verity Credit Union members only; non-members must establish a Prime Share membership account as part of loan funding with a $5 membership fee. APR is based on creditworthiness, repayment schedule, repayment method, age and type of vehicle, and loan-to-value ratio.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.34% | As low as 6.34% APR. Rates current as of 9/28/2026. Rate determined by credit profile and loan terms. |
Sources (1)
- veritycu.com/auto-loans · captured Oct 4, 2026
Who can join Verity Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.