Credit union · NCUA insured
Velocity Credit Union Credit Card Rates
Velocity Credit Union credit card rates start at 11.00% APR. Rates checked October 16, 2026.
How Velocity Credit Union’s credit card rates compare
Compared with banks and credit unions near Austin, TX, where Velocity Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Velocity Credit Union
– –
No ongoing APR published
Lowest rate
Government Employees FCU
6.99%APR
2nd-lowest rate
PECU
7.99%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum
No annual fee. No balance transfer fees for the first 12 months. Intro rate not available on savings-secured cards. Variable post-introductory APR is based on credit score and the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% APR intro rate for the first 12 months on purchases. No annual fee. |
| Ongoing | 11.00%–18.00% | None | Post-introductory variable APR on purchases based on credit score and the Prime Rate. Available credit limits $1,000.00 to $25,000.00. |
Sources (3)
All captured Oct 6, 2026
Mastercard Platinum Rewards
No annual fee. Earns 1.5 points for every $1 purchase with CURewards program. Cash advances and balance transfers do not earn Rewards points. Intro rate not available on savings-secured cards. Variable post-introductory APR based on credit score and the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro rate for the first 12 months. No annual fee. Earn 1.5 points for every $1 purchase. |
| Ongoing | 15.00%–18.00% | None | Post-introductory variable APR based on credit score and the Prime Rate. Available credit limits $1,000.00 to $25,000.00. |
Sources (3)
All captured Oct 6, 2026
Secured Mastercard
Backed by funds set aside from your Velocity savings account. Low $20 annual fee. Introductory rate not available on savings-secured cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | $20 | Rate applies to purchases. Available credit limits $500.00 to $5,000.00. Backed by funds set aside from Velocity savings account. |
| Ongoing | 16.99% | $20 | Rate applies to cash advances. Backed by funds set aside from Velocity savings account. |
Sources (3)
All captured Oct 6, 2026
Who can join Velocity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living or working in Travis, Hays, Williamson, Bastrop, or Caldwell counties is eligible for membership.
Membership information collected October 5, 2026.