Credit union · NCUA insured
VATAT Credit Union Savings Rates
A $10.6M credit union headquartered in Austin, TX, with 1,113 members and 1 branch in Texas.
How VATAT Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, TX, where VATAT Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
VATAT Credit Union
0.15%APY
- Requires
- Conditions apply
- Minimum
- $5,001
- Earns on $10,000 a year
- $15
CHRISTMAS CLUB SAVINGS ACCOUNT
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
CHRISTMAS CLUB SAVINGS ACCOUNT
0.15%APY
Interest earned on the daily balance and compounded into the savings account annually on November 1st.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Minimum balance of $10; accounts with up to $5,000 will have an APR of 1.25%. | 1.26% | — | Minimum balance of $10; accounts with up to $5,000 will have an APR of 1.25%. |
| $5,001 and upAccounts with more than $5,001 will have an APR of 0.15%. | 0.15% | $15 | Accounts with more than $5,001 will have an APR of 0.15%. |
Sources (1)
- vatatcu.org/services/accounts · captured Sep 17, 2026
Who can join VATAT Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Members of the Agriculture Teachers Association of Texas are eligible to join the Credit Union.
- Members of TIVA and FCSTAT are welcome to join.
Family and household
- Immediate family members of Agriculture Teachers Association of Texas members are eligible to join.
Cost to join
- A $25 deposit is required to open a share account.
Membership information collected October 5, 2026.